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Property Type: Detached HouseOwnership: Freehold
841 DUKE Street
Cambridge, ON N3H3T8
MLS® 40869448
$580,000
3 bed2 bath1 parking1,147 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 66 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,067.76
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Second level | — |
| 4pc Bathroom | Main level | — |
| Bedroom | Second level | 15'1'' x 9'1'' |
| Bedroom | Second level | 12'6'' x 7'9'' |
| Bedroom | Second level | 9'6'' x 12'2'' |
| Dining room | Main level | 7'9'' x 13'6'' |
| Kitchen | Main level | 12'9'' x 11'7'' |
| Living room | Main level | 13'4'' x 13'5'' |
Description
Property sold As Is, Where Is basis. Seller makes no representation and/or warranties. (id:63159)
Listing Information
- MLS®
- 40869448
- Data last synced
- October 8, 2026
Royal LePage State Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage State Realty Inc.
MLS® Number: 40869448
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$506/sqft
Building average
—
No other active listings in this building
52 - Preston North average
$373/sqft
17 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
4°C
—
Humidity 95%
Wind E calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($33,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$464,000.00
Periodic payment — Principal & Interest (monthly)$2,993.57
Additional monthly expenses (condo fees, tax, utilities, etc.)$395.98
Total monthly cost$3,389.55
Interest paid over 5-yr term$132,983.73
Balance at end of term$417,369.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$33,000
Stress test qualifying rate8.19%
Payment you must qualify for$4,241.30
Cash Needed at Closing
Minimum down payment$33,000
Estimated Land Transfer Tax (LTT)$8,075
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
