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Property Type: TownhouseOwnership: Freehold
8B - 18 OAK FOREST COMMON
Cambridge, ON N1S0G3
MLS® X13828960
$696,257
3 bed3.5 bath2 parking
Open House
Saturday, October 31
12:00 PM – 2:00 PM
Saturday, November 7
12:00 PM – 2:00 PM
Saturday, November 21
12:00 PM – 2:00 PM
Saturday, November 28
12:00 PM – 2:00 PM
Saturday, December 5
12:00 PM – 2:00 PM
Saturday, December 12
12:00 PM – 2:00 PM
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Lot size
- 20 x 93.3 FT
- Frontage
- 20 feet
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Condo / maintenance fee
- $112/mo
- Annual property tax
- $0
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
- Basement
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Main level | — |
| Recreational, Games room | Basement | — |
Description
Welcome to 18 Oak Forest Common, Unit 8B, nestled in the highly sought-after West Galt neighbourhood . Built by the award-winning Freure Homes, this stunning Oxford Model townhome offers 1,672 sq. ft. of beautifully finished living space on a 20-ft. lot in the desirable Black Oaks Community. Designed with both style and functionality in mind, the carpet-free main level features an open-concept layout that is perfect for everyday living and effortless entertaining. The gourmet kitchen is appointed with granite countertops, an undermount stainless steel double sink, a spacious centre island, and a walk-in pantry, providing ample prep space and storage. Upstairs, the spacious primary suite offers a walk-in closet and a luxurious 4-piece ensuite. Two additional well-appointed bedrooms, a second 4-piece bathroom, and the convenience of an upper-level laundry room complete the second floor. The fully finished lower level provides a versatile recreation room, ideal as a family room, games room, home theatre, fitness space, or children's play area. Move-in ready and finished from top to bottom with quality craftsmanship and thoughtful design, this exceptional home offers the perfect blend of comfort, style, and flexibility. Let Freure Homes welcome you home. (id:63161)
Listing Information
- MLS®
- X13828960
- Data last synced
- October 27, 2026
SOTHEBY'S INTERNATIONAL REALTY CANADA
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SOTHEBY'S INTERNATIONAL REALTY CANADA
MLS® Number: X13828960
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$369/sqft
83 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,626) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$557,006.00
Periodic payment — Principal & Interest (monthly)$3,593.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$112.00
Total monthly cost$3,705.61
Interest paid over 5-yr term$159,639.52
Balance at end of term$501,028.70
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,626
Stress test qualifying rate8.19%
Payment you must qualify for$5,052.58
Cash Needed at Closing
Minimum down payment$44,626
Estimated Land Transfer Tax (LTT)$10,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,526
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
