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Property Type: Detached HouseOwnership: Freehold
920 CONCESSION ROAD
Cambridge, ON N3H4L6
MLS® X13675502
$485,000
3 bed2 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 24 x 101.3 FT ; 7.48'(X9)X70.02'X101.31'
- Frontage
- 24 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,096
Interior
- Basement
- Partially finished, Full
- Heating
- Radiant heat, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom 3 | Second level | — |
| Primary Bedroom | Second level | — |
| Living room | Main level | — |
| Bedroom 2 | Second level | — |
| Bathroom | Basement | — |
| Bathroom | Second level | — |
Description
Welcome to this well-maintained, move-in-ready home featuring a spacious and functional 6+2 room layout, perfect for comfortable family living. Recent updates include new flooring throughout and upgraded attic insulation (2023), offering modern comfort and improved energy efficiency. Bright and inviting living spaces make this home ideal for everyday living and entertaining. Located in a family-friendly neighbourhood close to schools, parks, shopping, public transit, and all essential amenities, this property is an excellent opportunity for first-time buyers, growing families, or investors. (id:63159)
Listing Information
- MLS®
- X13675502
- Data last synced
- September 15, 2026
KING REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KING REALTY INC.
MLS® Number: X13675502
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Cambridge average
$416/sqft
251 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
595 m away
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($24,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$388,000.00
Periodic payment — Principal & Interest (monthly)$2,503.24
Additional monthly expenses (condo fees, tax, utilities, etc.)$258.00
Total monthly cost$2,761.24
Interest paid over 5-yr term$111,201.92
Balance at end of term$349,007.25
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$24,250
Stress test qualifying rate8.19%
Payment you must qualify for$3,572.54
Cash Needed at Closing
Minimum down payment$24,250
Estimated Land Transfer Tax (LTT)$6,175
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,925
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
