Loading…
Property Type: Detached HouseOwnership: Freehold
950 HAMILTON Street
Cambridge, ON N3H3E8
MLS® 40865870
$599,900
4 bed2 bath6 parking2,545 sqftBuilt 1918
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 138 feet
R5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,147
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 11'10'' x 22'10'' |
| Recreation room | Basement | 13'1'' x 22'10'' |
| 4pc Bathroom | Second level | 8'8'' x 9'3'' |
| Bedroom | Second level | 11'10'' x 15'4'' |
| Primary Bedroom | Second level | 11'6'' x 16'1'' |
| Breakfast | Main level | 7'11'' x 10'0'' |
| Bedroom | Main level | 9'0'' x 11'4'' |
| Primary Bedroom | Main level | 10'10'' x 14'7'' |
| 4pc Bathroom | Main level | 7'7'' x 8'7'' |
| Kitchen | Main level | 10'5'' x 11'2'' |
| Living room | Main level | 15'6'' x 17'10'' |
| Dining room | Main level | 8'1'' x 8'10'' |
Description
Opportunities like this don’t come along often! Duplex zoning, tucked into an established neighborhood on an exceptional lot of almost 3/4 of an acre, this well maintained home offers a rare combination of space, versatility and lifestyle. Enjoy a private six car parking area, inground pool, four bedrooms and outstanding potential for multigenerational living or additional income. The flexible layout offers two main floor bedrooms and two bedrooms upstairs. Zoned for a duplex, the home’s layout lends itself well to creating a two unit dwelling again. The main level features a welcoming living room, formal dining room and updated bathroom with water jetted Jacuzzi tub. Upstairs, the spacious primary bedroom opens to a private balcony overlooking the pool, while the updated second floor bathroom features an air jetted Jacuzzi tub. A finished basement with rec room provides even more living space. Outside, the inground pool and expansive yard create your own private summer retreat. Major improvements are already taken care of, including roof, soffit, fascia and eaves 2018, furnace and A/C 2021, owned tankless water heater 2022 and rebuilt upper balcony 2022. Pool pump, liner and filter 2018 and cover 2020. Additional improvements include refinished oak stairs, gas fireplace, re insulated exterior walls, sound barrier interior walls, updated electrical panel, nearly all updated windows, owned water softener and updated exterior doors. A property this unique needs to be experienced in person. Book your private showing today! (id:63161)
Listing Information
- MLS®
- 40865870
- Data last synced
- October 25, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: 40865870
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$236/sqft
Building average
—
No other active listings in this building
53 - Preston South average
$456/sqft
8 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density:
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$555.92
Total monthly cost$3,652.20
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,380.17
Cash Needed at Closing
Minimum down payment$34,990
Estimated Land Transfer Tax (LTT)$8,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
