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Property Type: Detached HouseOwnership: Freehold
19 DOVER LANE
Centre Wellington (Fergus), ON N1M0E6
MLS® X13547418
$949,900
3 bed3 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 44.6 x 31.7 FT
- Frontage
- 44.7 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Condo / maintenance fee
- $150/mo
- Annual property tax
- $5,161
Maintenance Fee Includes
Also included: Parcel of Tied Land
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreational, Games room | Lower level | — |
| Laundry room | Lower level | — |
| Bedroom 3 | Lower level | — |
| Kitchen | Main level | — |
| Foyer | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Bedroom 2 | Main level | — |
| Primary Bedroom | Main level | — |
Description
Look no further for luxurious living in the heart of Fergus! Close to all amenities, fine dining, parks, and the historic charm Fergus has to offer, we proudly present this exquisite, fully customized, fully finished, 2+1-bedroom, 3-bathroom bungalow with every modern update imaginable. Maintenance free landscaping with turf, concrete walkways and massive back patio for entertaining overlooks stunning perennial gardens with numerous varieties of trees, flowers and perennials that bloom all year long. Large foyer invites guests with double closet, wood accent wall, glass railing/custom maple staircase and flows into the open concept kitchen/living/dining room boasting leather granite counters, 10' breakfast bar, top of the line black stainless steel appliances, floor to ceiling cabinets, undermount lighting, 9' ceilings, custom leather granite accent wall with built in tv and huge sliding doors with transom windows which walks out to back patio. Primary bedroom with walk in closet & custom 3-piece ensuite with walk in shower. Additional bedroom and custom 4-piece bathroom complete the main level. Lower level features spectacular rec/games room with custom 3D accent wall, enormous built in tv, huge laundry room, 3rd bedroom, 3-piece bathroom and storage room. **EXTRAS** Custom updated trim, doors, exquisite lighting, speaker system throughout, blink cameras, custom electronic blinds - the list doesn't end! (id:63159)
Listing Information
- MLS®
- X13547418
- Data last synced
- September 27, 2026
ROYAL LEPAGE RCR REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE RCR REALTY
MLS® Number: X13547418
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
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No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$580.08
Total monthly cost$5,482.83
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$69,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,822.59
Cash Needed at Closing
Minimum down payment$69,990
Estimated Land Transfer Tax (LTT)$15,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.