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Property Type: Detached HouseOwnership: Freehold
27 HARPIN WAY W
Centre Wellington (Fergus), ON N1M0H8
MLS® X14099094
3
Walk Score
27
Bike
$758,000
4 bed3.5 bath2 parking
3
Walk Score
27
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 30 x 108 FT
- Frontage
- 30 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,184
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Electric
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Eating area | Main level | — |
| Eating area | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
| Den | Main level | — |
| Primary Bedroom | Upper Level | — |
| Bedroom 2 | Upper Level | — |
| Bedroom 3 | Upper Level | — |
| Bedroom 4 | Upper Level | — |
Description
Welcome to this beautiful 2022-built detached home located in Fergus' desirable Storeybrook family neighbourhood. Offering a spacious and functional layout with generously sized rooms, this move-in-ready home is perfect for families seeking modern comfort and convenience. The bright main floor features a welcoming living room with a cozy gas fireplace, creating a warm and inviting space for relaxing or entertaining. The open-concept kitchen comes complete with stainless steel appliances and flows seamlessly into the dinette area, with patio doors providing easy access to the fully fenced backyard. The main level also includes a separate dining room, a dedicated home office, a convenient2-piece powder room, and direct access to the garage. Upstairs, you'll find four well-sized bedrooms, including a spacious primary bedroom with a private ensuite and walk-in closet. A 4-piece main bathroom and generously sized laundry room complete the second floor. The unfinished basement offers excellent storage space and plenty of potential for future development. The garage is equipped with a garage door opener for added convenience, and the driveway provides parking for one additional vehicle. Built in 2022 and available for immediate occupancy, this home offers the opportunity to enjoy the benefits of a newer property in an established, family-friendly community. Conveniently located near parks, schools, trails, shopping, and other amenities, this is a wonderful place to call home. (id:63161)
Listing Information
- MLS®
- X14099094
- Data last synced
- October 21, 2026
RE/MAX REALTY SPECIALISTS INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REALTY SPECIALISTS INC.
MLS® Number: X14099094
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.7% ($50,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$606,400.00
Periodic payment — Principal & Interest (monthly)$3,912.29
Additional monthly expenses (condo fees, tax, utilities, etc.)$515.33
Total monthly cost$4,427.62
Interest paid over 5-yr term$173,795.98
Balance at end of term$545,458.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$50,800
Stress test qualifying rate8.19%
Payment you must qualify for$5,483.45
Cash Needed at Closing
Minimum down payment$50,800
Estimated Land Transfer Tax (LTT)$11,635
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,935
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
