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Property Type: Condo / ApartmentOwnership: Condominium
2C - 360 QUEEN STREET E
Centre Wellington (Fergus), ON N1M1T4
MLS® X13874104
$539,900
3 bed2.5 bath1 parking
Amenities
Visitor Parking
Property Details
Property & Lot
- Sub-type
- Apartment
- Stories
- 2
R3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $404/mo
- Annual property tax
- $3,353 (2026)
Maintenance Fee Includes
Also included: Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Other | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Other | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Other | Main level | — |
Description
Welcome to 360 Queen Street, Unit 2C - a rare 3 bed and spacious 1,549 sq. ft. condo built in 2022, offering modern, low-maintenance living with an impressive amount of space. The bright open-concept living area brings together the kitchen, dining, and living room, creating a comfortable space for everyday living and entertaining. The modern kitchen features quartz countertops and plenty of workspace, while two large balconies, including one covered, extend your living space outdoors. There is room for family, guests, or a home office. The generous primary bedroom features a large walk-in closet and plenty of room to unwind. Additional conveniences include in-suite laundry, an owned water heater and water softener, and an efficient heat pump air conditioning. Built in 2022 and ready to simply move in and enjoy, all within easy reach of shopping, everyday amenities, the Grand River, and its extensive trail network. (id:63159)
Listing Information
- MLS®
- X13874104
- Tax assessment year
- 2026
- Data last synced
- October 18, 2026
Century 21 Excalibur Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Century 21 Excalibur Realty Inc
MLS® Number: X13874104
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (5+)
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Mortgage & Ownership Cost Calculator
Minimum required: 5.4% ($28,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$431,920.00
Periodic payment — Principal & Interest (monthly)$2,786.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$683.36
Total monthly cost$3,469.96
Interest paid over 5-yr term$123,789.51
Balance at end of term$388,513.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$28,990
Stress test qualifying rate8.19%
Payment you must qualify for$3,961.46
Cash Needed at Closing
Minimum down payment$28,990
Estimated Land Transfer Tax (LTT)$7,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
