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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
81 GOODALL COURT
Centre Wellington (Fergus), ON N1M0C8
MLS® X14115838
26
Walk Score
32
Bike
$689,900
3 bed3.5 bath3 parking
26
Walk Score
32
Bike
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 29.5 x 114.9 FT
- Frontage
- 29.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,055 (2025)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Foyer | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Primary Bedroom | Second level | — |
| Recreational, Games room | Basement | — |
Description
Discover the charm of Fergus living at 81 Goodall Court! Situated in a welcoming neighbourhood, this home offers comfortable living, functional space, and a backyard setting that's hard to beat. The inviting main level features an open layout with a spacious living area, a stylish kitchen with stainless steel appliances and ample storage, plus a convenient two-piece bathroom. Walk out to your private deck and enjoy the extra-wide backyard backing onto open farmland - the perfect backdrop for summer evenings, family barbecues, or simply relaxing outdoors. The upper level offers three well-proportioned bedrooms, including a generous primary bedroom with a walk-in closet and ensuite, plus a four-piece main bathroom. Need additional room to spread out? The finished lower level offers flexible space for a recreation room, movie nights, a home gym, or a kids' play area. Enjoy everything Fergus has to offer, from its charming downtown shops and restaurants to the outdoor recreation along the Grand River. With Elora, Guelph, Waterloo Region, and the GTA within reach, this property is an excellent opportunity to enjoy small-town living without sacrificing convenience. A fantastic place to put down roots and make yourself at home! (id:63161)
Listing Information
- MLS®
- X14115838
- Tax assessment year
- 2025
- Data last synced
- October 29, 2026
Coldwell Banker Neumann Real Estate
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Coldwell Banker Neumann Real Estate
MLS® Number: X14115838
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (1)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($43,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$551,920.00
Periodic payment — Principal & Interest (monthly)$3,560.80
Additional monthly expenses (condo fees, tax, utilities, etc.)$337.92
Total monthly cost$3,898.72
Interest paid over 5-yr term$158,181.86
Balance at end of term$496,453.83
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$43,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,008.22
Cash Needed at Closing
Minimum down payment$43,990
Estimated Land Transfer Tax (LTT)$10,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
