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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
52 PINERIDGE ROAD
Centre Wellington, ON N0B1J0
MLS® X14123660
$555,000
3 bed2 bath2 parking
Open House
Saturday, October 31
1:00 PM – 4:00 PM
Sunday, November 1
1:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,642.73
Interior
- Basement
- Finished, N/A
- Heating
- Coil Fan, Geo Thermal
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes
Description
Bright, Spacious & Move-In Ready! Welcome to this beautifully renovated, carpet-free 2-bedroom, 2-bathroom home in Pine Meadows! Newly upgraded and filled with natural light, this inviting home offers generous living space, ample storage, and comfortable, easy living. Step directly from the living room onto an oversized, newly built 1,200 sq. ft. deck, perfect for entertaining or relaxing in your private backyard, surrounded by mature trees and established greenery. Enjoy an exceptional adult lifestyle community with an impressive 10,000 sq. ft. Country Club featuring an indoor swimming pool, whirlpool, sauna, exercise room, library, games and crafts rooms, lounge, and banquet hall. A dedicated 1,225 sq. ft. workshop offers space for woodworking, wood carving, and creative hobbies. Outdoor amenities include tennis courts, horseshoe pits, shuffleboard, scenic walking trails, and expansive green spaces. With Belwood Lake just around the corner, enjoy fishing, boating, and the beauty of nature close to home. Conveniently located near Fergus and Elora, with charming shops, restaurants, and recreation nearby, this home offers the perfect blend of comfort, community, and an active lifestyle. Beautifully updated, wonderfully bright, and complete with an incredible outdoor living space - come discover all that Pine Meadows has to offer! (id:63161)
Listing Information
- MLS®
- X14123660
- Data last synced
- October 29, 2026
PROPERTY.CA INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: PROPERTY.CA INC.
MLS® Number: X14123660
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
31,093
(2021 Census)
+10.3% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($30,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$444,000.00
Periodic payment — Principal & Interest (monthly)$2,864.54
Additional monthly expenses (condo fees, tax, utilities, etc.)$220.23
Total monthly cost$3,084.76
Interest paid over 5-yr term$127,251.68
Balance at end of term$399,379.44
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$30,500
Stress test qualifying rate8.19%
Payment you must qualify for$4,066.84
Cash Needed at Closing
Minimum down payment$30,500
Estimated Land Transfer Tax (LTT)$7,575
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,575
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
