Elmira, ON N3B1Z6
MLS® 40858436
$589,900
C1
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Main level | 9'8'' x 10'6'' |
| Dining room | Main level | 9'6'' x 12'6'' |
| Kitchen | Main level | 11'6'' x 10'11'' |
| Living room | Main level | 16'5'' x 12'3'' |
| Office | Main level | 9'11'' x 10'9'' |
| Other | Main level | 9'8'' x 8'9'' |
| 4pc Bathroom | Second level | 6'9'' x 7'0'' |
| Bedroom | Second level | 11'8'' x 11'4'' |
| Bedroom | Second level | 9'9'' x 11'8'' |
| 3pc Bathroom | Main level | 6'9'' x 5'1'' |
Elmira has that effect on people. You come for a look and start doing the math on how to make it work. It is a real town in the way that most places stopped being a long time ago, close enough to Waterloo Region to make sense, and genuinely worth the drive. The covered front porch and original red brick make an impression before you even get to the door. This is a 1922 century home that has been renovated without losing what made it worth saving in the first place. Inside, the main floor opens up in a way that surprises. Updated flooring and lighting carry through the space, the kitchen anchors without taking over, and the layout connects naturally without feeling carved up. There is a flex room off the main entry that works equally well as an office or an extra bedroom depending on what life actually requires right now. Two bedrooms and a full 4-piece bathroom sit upstairs, with a third bedroom and a 3-piece bathroom on the main floor. The right rooms in the right places. Out back, the outdoor entertaining space is set up properly. A custom pergola with string lights overhead and a slatted privacy wall lined with hanging planters creates the kind of separation from the outside world that takes some homes years to achieve. It is intimate, finished, and the kind of space you end up in every night without planning to. The home has been well looked after underneath, too. Plumbing and electrical updated throughout, heat pump, furnace and AC three years old, roof one year old with new insulation and roof decking underneath. Brick repointed. Both driveways paved, one from Arthur Street and one from Riverside Drive. Come see it before someone else does the math first. (id:63159)
EXP REALTY
Data source: CREA DDF.
Listing Brokerage: EXP REALTY
MLS® Number: 40858436
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
This listing
$474/sqft
Building average
—
No other active listings in this building
550 - Elmira average
$370/sqft
20 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Restaurants (3)
Similar active properties nearby based on property type, price, and size.
Minimum required: 5.8% ($33,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
Cafes (1)
Grocery (1)
Parks (5+)
Pharmacies (2)
Banks & ATMs (4)
Healthcare (1)
Nearby places data: © OpenStreetMap contributors.