Loading…
Property Type: Condo / ApartmentOwnership: Condominium
23 STUMPF Street Unit# 206
Elora, ON N0B1S0
MLS® 40857626
$664,900
2 bed2 bath2 parking1,288 sqftBuilt 2017
Amenities
Gym
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
R
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $663/mo
- Annual property tax
- $4,609
Maintenance Fee Includes
WaterManagementHeat
Also included: Landscaping, Insurance
Interior
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | 12'11'' x 7'1'' |
| 4pc Bathroom | Main level | 4'11'' x 8'6'' |
| Bedroom | Main level | 15'6'' x 13'10'' |
| Bedroom | Main level | 12'7'' x 13'10'' |
| Dining room | Main level | 8'5'' x 14'3'' |
| Kitchen | Main level | 9'0'' x 8'11'' |
| Living room | Main level | 14'9'' x 14'3'' |
| Storage | Main level | 8'10'' x 8'7'' |
Description
LOCATION, LOCATION! Welcome to this stylish 1,288 sq. ft. second-floor condo offering a bright, open layout in a quiet, desirable Elora location. Featuring 2 large bedrooms, 2 full bathrooms, and only one of 8 units to enjoy 2 parking spaces. A unique large pantry with custom-built storage provides excellent organization and functionality. The spacious dining room, perfect for family dinners or entertaining, opens to the living room with a cozy fireplace. The kitchen features granite counters, lots of cabinetry and raised bar for entertaining. Tray ceilings add an elegant architectural element throughout. The large balcony overlooks greenspace. The oversized primary suite features California shutters, a walk-in closet and a spacious ensuite with walk-in glass shower. Just move in and enjoy! PLUS… Step outside and experience everything that makes Elora so special. Walk to charming downtown streets, local restaurants, coffee shops and unique boutiques, or spend an afternoon exploring the Grand River, Elora Gorge and scenic trails. Ideally situated within walking distance of it all, this is more than a condo—it’s an opportunity to enjoy the relaxed pace, character and natural beauty of Elora every day. (id:63159)
Listing Information
- MLS®
- 40857626
- Data last synced
- September 15, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40857626
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$516/sqft
Building average
—
No other active listings in this building
54 - Elora/Salem average
$875/sqft
4 active listing(s)
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Parks (4)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.2% ($41,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$531,920.00
Periodic payment — Principal & Interest (monthly)$3,431.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,111.08
Total monthly cost$4,542.85
Interest paid over 5-yr term$152,449.80
Balance at end of term$478,463.76
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$41,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,833.76
Cash Needed at Closing
Minimum down payment$41,490
Estimated Land Transfer Tax (LTT)$9,773
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.