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Property Type: TownhouseOwnership: FreeholdNEW LISTING
63 E YORK Street E
Elora, ON N0B1S0
MLS® 40873917
$729,900
3 bed3.5 bath2 parking1,805 sqftBuilt 2020
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 2
- Frontage
- 22 feet
R3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Freehold
- Annual property tax
- $4,509.37
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second level | 11'11'' x 16'7'' |
| Bedroom | Second level | 13'6'' x 10'2'' |
| Bedroom | Second level | 13'6'' x 10'0'' |
| 4pc Bathroom | Second level | — |
| 3pc Bathroom | Second level | — |
| Living room | Main level | 13'9'' x 16'2'' |
| Kitchen | Main level | 11'0'' x 12'8'' |
| Dining room | Main level | 9'0'' x 16'2'' |
| 2pc Bathroom | Main level | — |
Description
Looking for a newer home in Elora without sacrificing walkability? Welcome to 63 York St E. Built in 2020 by award-winning local builder Wrighthaven, this beautifully maintained townhome offers 3 bedrooms, 3 bathrooms, and upgraded finishes throughout. The layout is ideal for first-time buyers and growing families, with bright, functional living spaces designed for everyday living. Upstairs, you'll find three spacious bedrooms along with the convenience of second-floor laundry right where you need it most. The unfinished basement offers future potential for additional living space, whether you're envisioning a rec room, home office, or guest area, and already includes a rough-in for a future bathroom. Outside, enjoy a fully fenced backyard and newer deck, perfect for summer BBQs, entertaining, or relaxing at the end of the day. The unique breezeway provides convenient access between the garage and backyard, while the attached single-car garage and spacious driveway offer parking for up to three vehicles. Located in a sought-after neighbourhood surrounded by newer homes, parks, and walking trails, you're just minutes from downtown Elora's shops, restaurants, schools, and everyday amenities. A fantastic opportunity to own a newer home in one of Centre Wellington's most desirable communities and enjoy everything Elora has to offer. (id:63161)
Listing Information
- MLS®
- 40873917
- Data last synced
- October 29, 2026
Keller Williams Home Group Realty, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Keller Williams Home Group Realty, Brokerage
MLS® Number: 40873917
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$404/sqft
Building average
—
No other active listings in this building
54 - Elora/Salem average
—
No comparable active listings
Parking: 2 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
8°C
Mist
Humidity 99%
Wind SSW 9 km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (5+)
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.6% ($47,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$583,920.00
Periodic payment — Principal & Interest (monthly)$3,767.25
Additional monthly expenses (condo fees, tax, utilities, etc.)$465.78
Total monthly cost$4,233.03
Interest paid over 5-yr term$167,353.15
Balance at end of term$525,237.93
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$47,990
Stress test qualifying rate8.19%
Payment you must qualify for$5,287.35
Cash Needed at Closing
Minimum down payment$47,990
Estimated Land Transfer Tax (LTT)$11,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$60,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.