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Property Type: Detached HouseOwnership: Freehold
134 BELLAMY Crescent
Fergus, ON N1M3S6
MLS® 40864739
$679,900
3 bed2 bath5 parking1,119 sqft
Open House
Saturday, October 31
2:00 PM – 4:00 PM
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 40 feet
R3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,554
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | 9'0'' x 4'4'' |
| Storage | Basement | 4'5'' x 9'0'' |
| Other | Basement | 5'11'' x 9'1'' |
| Laundry room | Basement | 7'5'' x 8'9'' |
| Utility room | Second level | 3'10'' x 8'9'' |
| Recreation room | Basement | 11'2'' x 10'7'' |
| 4pc Bathroom | Second level | 10'1'' x 5'3'' |
| Bedroom | Second level | 11'1'' x 9'6'' |
| Bedroom | Second level | 11'1'' x 9'9'' |
| Other | Second level | 5'11'' x 3'11'' |
| Primary Bedroom | Second level | 9'8'' x 15'4'' |
| Other | Main level | 20'5'' x 14'1'' |
| Dining room | Main level | 9'9'' x 8'0'' |
Description
Mornings on the front stone patio, evenings around the backyard fire pit, weekends at the Elora Gorge. 134 Bellamy Crescent is small-town living done right. Set on a quiet, tree-lined crescent in Fergus' north end, this lovingly maintained 3-bedroom, 2-bathroom, two-storey detached home delivers space and privacy. Curb appeal abounds with a patterned interlocking-stone driveway, a front stone patio behind mature privacy hedges, and landscaped garden beds. Inside, the bright main floor centres on a spacious living room with wide-plank floors and sliding patio doors, while the eat-in kitchen offers white cabinetry, tiled floors and sun-filled windows. Upstairs you'll find three bedrooms, including a roomy primary retreat, and a 4-piece main bathroom with an extra-long vanity. The partially finished basement adds a rec room, a 3-piece bathroom, laundry and ample storage, ready to finish as a theatre room, home gym, office or guest space. Outside, the fully fenced backyard stretches across a deep 40 x 135 ft lot, a private oasis with mature trees and a fire-pit area for long summer evenings. All of this just steps from Victoria Terrace Public School and parks, and minutes to downtown Fergus' shops and restaurants along the Grand River, Groves Memorial Community Hospital and the Centre Wellington Community Sportsplex. And when the weekend comes, one of Ontario's most beloved landmarks is at your doorstep: the Elora Gorge, with towering limestone cliffs, river trails and tubing, plus the shops, cafés and restaurants of Elora village just minutes away. Highway 6 puts Guelph about 25 minutes away. This is Centre Wellington living at its best. A pre-listing home inspection has already been completed, with the full report available for review, so you know you are buying a quality, well-maintained home. Don't miss it! (id:63161)
Listing Information
- MLS®
- 40864739
- Data last synced
- October 29, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40864739
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$608/sqft
Building average
—
No other active listings in this building
53 - Fergus average
$432/sqft
7 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Nearby Places
Restaurants (4)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($42,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$543,920.00
Periodic payment — Principal & Interest (monthly)$3,509.19
Additional monthly expenses (condo fees, tax, utilities, etc.)$352.17
Total monthly cost$3,861.35
Interest paid over 5-yr term$155,889.04
Balance at end of term$489,257.80
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$42,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,938.44
Cash Needed at Closing
Minimum down payment$42,990
Estimated Land Transfer Tax (LTT)$10,073
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,563
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.