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Property Type: Detached HouseOwnership: Freehold
23 YARL PLACE
Guelph/Eramosa, ON N1E0P4
MLS® X13644952
3
Walk Score
37
Bike
$1,999,990
5 bed4 bath8 parking
3
Walk Score
37
Bike
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 37.5 x 230 FT
- Frontage
- 37.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,300 (2026)
Interior
- Basement
- Unfinished, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Location! Location! Location! Quality custom built on three quarter acre pie shape lot with modern designs and luxurious finishes on 23 Yarl Place Pvt. This is gorgeous two story house over 3300 square feet of living Space with an amazing layout. Every corner of this house is customized with 10 feet celling on main floor and 9 feet celling on 2nd floor and basement. Where you'll find the walkout basement with huge deck. This house has 1 bedroom and full washroom on the main floor and offer a custom living room with big 72" gas fireplace and big massive custom kitchen cabinets with built-in appliances with large central island .Big windows in the whole house has a lot of natural lights. On the second floor you will find 3 big bed rooms , one with on suite and other two with jack and jill washrooms and 1 master bedroom with on suite . Big massive two door garage has a 15 feet height and has entrance to the basement. In winter time kids can play basketball in the garage . Big unfinished walkout basement where you can have big get-togethers party with family and friends. Big size windows and double door entry in the basement that gives you a natural lights. So don't miss a chance to own a dream custom built house on very desire location. (id:63159)
Listing Information
- MLS®
- X13644952
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
OWN IT REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: OWN IT REALTY INC.
MLS® Number: X13644952
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
13,904
(2021 Census)
+8.2% since 2016
Density: 47.5/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($399,998) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,599,992.00
Periodic payment — Principal & Interest (monthly)$10,322.61
Additional monthly expenses (condo fees, tax, utilities, etc.)$691.67
Total monthly cost$11,014.27
Interest paid over 5-yr term$458,562.31
Balance at end of term$1,439,197.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$399,998
Stress test qualifying rate8.19%
Payment you must qualify for$12,405.92
Cash Needed at Closing
Minimum down payment$399,998
Estimated Land Transfer Tax (LTT)$36,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$437,973
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.