Loading…
Property Type: Detached HouseOwnership: Freehold
5601 FIFTH LINE
Guelph/Eramosa, ON N0B2K0
MLS® X12997098
$1,725,000
7 bed5 full, 2 half bath22 parking
Amenities
Also listed: Separate Electricity Meters, Separate Heating Controls, Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 150 x 300 FT
- Frontage
- 150 feet
Agr
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $8,918.41 (2026)
Interior
- Basement
- Finished, Partially finished, N/A, N/A
- Heating
- Forced air, Oil
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bedroom 4 | Second level | — |
| Kitchen | Basement | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Laundry room | Main level | — |
| Recreational, Games room | Basement | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Family room | Main level | — |
| Mud room | Main level | — |
Description
Welcome to 5601 Fifth Line, Rockwood - a custom-built, meticulously maintained country property offering exceptional versatility, quality, and pride of ownership on a picturesque 1-acre lot. This unique property features two self-contained residences under one ownership, making it ideal for multi-generational living, extended family, or income potential. The original home offers 4 spacious bedrooms, 3 bathrooms, and 2 kitchens, while the attached self-contained residence features 3 bedrooms, 2 bathrooms, a finished basement, and its own separate septic system. Extensively updated and improved throughout, this property boasts a durable metal roof, triple-pane windows, new entry doors, updated electrical panel, switches and outlets, modern light fixtures, exterior foundation waterproofing, upgraded attic insulation, central air conditioning, kitchen cabinetry, garage doors, fresh professional interior painting, new interior doors, trim and baseboards, and stylish plank flooring throughout. ** This is a linked property.** (id:63159)
Listing Information
- MLS®
- X12997098
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
LifeStyle International Realty Inc
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: LifeStyle International Realty Inc
MLS® Number: X12997098
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
13,904
(2021 Census)
+8.2% since 2016
Density: 47.5/km²
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($345,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,380,000.00
Periodic payment — Principal & Interest (monthly)$8,903.29
Additional monthly expenses (condo fees, tax, utilities, etc.)$743.20
Total monthly cost$9,646.49
Interest paid over 5-yr term$395,511.97
Balance at end of term$1,241,314.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$345,000
Stress test qualifying rate8.19%
Payment you must qualify for$10,700.16
Cash Needed at Closing
Minimum down payment$345,000
Estimated Land Transfer Tax (LTT)$30,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$377,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.