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Property Type: Detached HouseOwnership: Freehold
6946 FIFE ROAD
Guelph/Eramosa, ON N1H6J4
MLS® X13220028
$2,150,000
7 bed3.5 bath13 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 400 x 1091 FT
- Frontage
- 400 feet
Agricultural
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,800
Interior
- Basement
- Partially finished, Separate entrance, N/A, N/A
- Heating
- Propane, Other
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Main level | — |
| Bathroom | Second level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Primary Bedroom | Second level | — |
| Bathroom | Main level | — |
Description
Welcome to your own private slice of countryside paradise in the heart of beautiful Guelph/Eramosa Township. Set on 10 picturesque acres of Agricultural-zoned land, this exceptional property offers the perfect blend of space, privacy, and opportunity, all while being just minutes from the amenities of Guelph. Boasting an impressive 7 bedrooms and 4 bathrooms, this spacious home is designed to accommodate large families, multi-generational living, or those seeking room to grow. Sunlight pours through the home's expansive windows, creating bright and inviting living spaces throughout. At the heart of the home, the well-appointed kitchen features modern appliances, abundant cabinetry, and generous workspace, making it the perfect gathering place for family meals, entertaining guests, and creating lasting memories.Outside, the possibilities are truly endless. Whether you envision a private country estate, hobby farm or simply a peaceful retreat surrounded by nature, this remarkable acreage provides the flexibility to bring your dreams to life. Car enthusiasts, hobbyists, and those in need of extra storage will appreciate the double-car attached garage along with the additional 1.5-car garage below, offering ample space for vehicles, equipment, and recreational toys. Enjoy the tranquility of rural living without sacrificing convenience. Located within easy reach of the Region of Waterloo International Airport and major commuter routes including Highway 401, this property offers seamless access to surrounding communities while allowing you to come home to peace and quiet every day. Rarely does a property offer this much space, versatility, and potential in such a sought-after location. Come experience the lifestyle you've been dreaming of. (id:63159)
Listing Information
- MLS®
- X13220028
- Data last synced
- October 9, 2026
M1 Real Estate Brokerage Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: M1 Real Estate Brokerage Ltd
MLS® Number: X13220028
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
13,904
(2021 Census)
+8.2% since 2016
Density: 47.5/km²
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($430,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,720,000.00
Periodic payment — Principal & Interest (monthly)$11,096.86
Additional monthly expenses (condo fees, tax, utilities, etc.)$566.67
Total monthly cost$11,663.52
Interest paid over 5-yr term$492,956.94
Balance at end of term$1,547,145.56
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$430,000
Stress test qualifying rate8.19%
Payment you must qualify for$13,336.43
Cash Needed at Closing
Minimum down payment$430,000
Estimated Land Transfer Tax (LTT)$40,225
Legal / closing costs (typical estimate)$1,500
Total cash needed$471,725
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.