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Property Type: Detached HouseOwnership: Freehold
7226 WELLINGTON ROAD
Guelph/Eramosa, ON N1H6J3
MLS® X13048902
$899,900
4 bed3.5 bath7 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Lot size
- 85 x 145 FT
- Frontage
- 85 feet
A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,910 (2026)
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Description
Set on a peaceful country lot on the outskirts of Guelph, this 6 bedroom, 2.5 bathroom bungalow offers a wonderful combination of space,comfort, and an unbeatable location. A triple wide driveway welcomes you home, surrounded by mature trees that give the property a true senseof privacy and calm. Step inside through the bright sunroom, a warm and inviting entry that sets the tone for the rest of the home. The livingroom is anchored by a cozy fireplace and flows naturally into the dining room, which features convenient garage access and glass sliding doorsthat open directly to the backyard, perfect for that seamless indoor and outdoor feel. The kitchen is equipped with stainless steel appliances anda bright window over the sink, filling the space with natural light, along with additional access to the basement and exterior. Rounding out themain level are a powder room, a dedicated office, a bedroom, and a generous primary bedroom complete with a walk in closet and shared accessto the 4 piece main bathroom. The lower level offers incredible versatility with a self contained space featuring its own kitchen, a 3 piecebathroom, a large rec room, and 4 additional rooms adaptable as bedrooms, a den, a home office, or whatever suits your needs. Convenientlyaccessible from both the main floor and a dedicated side entrance, this level adds exceptional flexibility for extended family, guests, or a homebased work setup. Outside, the fully treed backyard is a peaceful retreat with raised garden beds, a patio, and a shed, ideal for gardeningenthusiasts or anyone who loves spending time outdoors. Located just minutes from Highway 6 and close to restaurants, cafes, shopping, and allthe amenities Guelph has to offer, this property delivers the best of both worlds, country living with city convenience well within reach. (id:63159)
Listing Information
- MLS®
- X13048902
- Tax assessment year
- 2026
- Data last synced
- September 15, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X13048902
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Location Insights
Weather
Nearest station: Guelph
5°C
—
Humidity 95%
Wind NNE calm km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
13,904
(2021 Census)
+8.2% since 2016
Density: 47.5/km²
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$409.17
Total monthly cost$5,053.85
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.