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Property Type: Other
1049 SHEFFIELD ROAD
Hamilton, ON N0B1L0
MLS® X13762644
$3,499,900
5 bed3 bath14 parking
Open House
Sunday, November 1
2:00 PM – 4:00 PM
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Style
- Bungalow
- Stories
- 1
- Lot size
- 1530 x 1560 FT
- Frontage
- 1530 feet
A1, P7
Ownership & Fees
- Property type
- Other
- Annual property tax
- $5,616 (2026)
Interior
- Basement
- Finished, Separate entrance, Walk out, N/A, N/A
- Heating
- Forced air, Oil
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Main level | — |
| Bathroom | Basement | — |
| Bathroom | Main level | — |
| Bedroom 4 | Basement | — |
| Bedroom 5 | Basement | — |
| Kitchen | Basement | — |
| Family room | Basement | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Laundry room | Main level | — |
| Living room | Main level | — |
| Primary Bedroom | Main level | — |
Description
There are properties that give you space, and then there are properties that give you possibilities. Set on just over 60 acres of countryside minutes from Cambridge, 1049 Sheffield Road offers country living, approximately 51 workable acres, substantial outbuildings and room for family, farming, work and play. At its heart is a 1,737 sq. ft. bungalow with a finished walkout basement in-law suite, offering exceptional flexibility for extended or multigenerational family living.Start mornings on the front porch with the sunrise, then take in sunsets from the elevated sunroom or multi-level deck, perhaps with cattle grazing in the pasture at golden hour. An inground pool and hot tub integrated into the deck create an inviting outdoor retreat overlooking the surrounding countryside, while the fields beyond give kids the chance to experience the kind of childhood that comes with acres rather than fences.For years, generations have gathered here for annual family reunions, with room to celebrate and stay awhile. The land has supported crops and cattle, while woods, ponds and sugar maples add natural beauty.A 7,200 sq. ft. barn/shed with hydro and water, plus an approx. 700 sq. ft. insulated shop, offer exceptional space for equipment, storage, hobbies or business needs. Frontage on Sheffield Rd and Concession Rd 6 W, with multiple access points, adds versatility for machinery and equipment.Enjoy the close-knit rural character of Sheffield while remaining just minutes down the road from Cambridge and South Cambridge Shopping Centre, with Zehrs, Home Hardware, Fitness Centre, banking, restaurants, pet care and everyday essentials close at hand.A place to farm, gather, work, explore and put down roots, without giving up the conveniences of city life. (id:63161)
Listing Information
- MLS®
- X13762644
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
REAL BROKER ONTARIO LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: REAL BROKER ONTARIO LTD.
MLS® Number: X13762644
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Rural Flamborough average
$0/sqft
3 active listing(s)
Parking: 14 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Burlington
10°C
—
Humidity 94%
Wind WSW calm km/h
Tonight
5°
Thursday
21°
Thursday night
7°
Friday
14°
Friday night
2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
580,412
(2021 Census)
+5.9% since 2016
Density:
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($699,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$2,799,920.00
Periodic payment — Principal & Interest (monthly)$18,064.13
Additional monthly expenses (condo fees, tax, utilities, etc.)$468.00
Total monthly cost$18,532.13
Interest paid over 5-yr term$802,465.12
Balance at end of term$2,518,537.10
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$699,980
Stress test qualifying rate8.19%
Payment you must qualify for$21,709.85
Cash Needed at Closing
Minimum down payment$699,980
Estimated Land Transfer Tax (LTT)$73,973
Legal / closing costs (typical estimate)$1,500
Total cash needed$775,453
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.