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Property Type: Detached HouseOwnership: Freehold
1064 COPPER LEAF Crescent
Kitchener, ON N2E3W4
MLS® 40860555
$899,900
4 bed3.5 bath3 parking2,354 sqft
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Lot size
- 0.18 acres
- Frontage
- 27 feet
Res-4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,188.14
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Lower level | 9'7'' x 11'9'' |
| Kitchen | Lower level | 11'3'' x 12'8'' |
| Bedroom | Lower level | 9'11'' x 11'4'' |
| 4pc Bathroom | Second level | — |
| 3pc Ensuite bath | Second level | — |
| 2pc Bathroom | Main level | — |
| Bedroom | Second level | 9'3'' x 11'3'' |
| Bedroom | Second level | 9'3'' x 11'6'' |
| Primary Bedroom | Second level | 11'7'' x 13'8'' |
| Family room | Second level | 14'6'' x 17'11'' |
| Kitchen | Main level | 8'5'' x 9'8'' |
| Living room | Main level | 11'5'' x 20'6'' |
| Dinette | Main level | 9'9'' x 12'1'' |
Description
Welcome home to this well-kept 3-bedroom detached home featuring a separate-entrance, vacant one- bedroom legal apartment – an excellent mortgage helper and income opportunity. Ideally located near the expressway allowing for quick access to the 401. The double driveway and 1 ½ garage provide ample parking, while the separate side entrance to the lower-level apartment adds privacy & functionality. Step inside to a welcoming entrance leading to a recently painted, carpet-free main floor. The bright & spacious family room features newer flooring and offers plenty of room for family gatherings & entertaining. The kitchen provides ample cabinetry with newer stainless-steel appliances, including a fridge, stove and dishwasher. The adjoining dining area is spacious with lots of space to enjoy meals with family & friends. Sliders off the main living area lead to a fully fenced backyard, perfect for summer BBQ’s, family gatherings, and a great place for children to play. A 2-piece bathroom completes the main level. Upstairs, you will find a large upper floor family room and three generously sized bedrooms. The entire upper level has been recently painted. The spacious primary bedroom features a walk-in closet & a newer 3-piece ensuite, while the additional bedrooms offer excellent space for family members, guests, or a home office. The 4-piece bathroom has also been recently updated. The lower level features a legal one-bedroom apartment, completely renovated within the last two years, with its own separate entrance – providing an excellent mortgage helper or potential rental income opportunity. Additional updates include a newer furnace (2025) and central air conditioning. This home is situated in a desirable neighbourhood located close to trails, parks, schools, restaurants, shopping, transit & major routes, this home offers the perfect combination of comfort, convenience, & income potential. Book your showing today and discover everything this home has to offer! (id:63161)
Listing Information
- MLS®
- 40860555
- Data last synced
- October 24, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: 40860555
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$382/sqft
Building average
—
No other active listings in this building
333 - Laurentian Hills/Country Hills W average
$363/sqft
40 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$550.35
Total monthly cost$5,195.02
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
