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Property Type: Detached HouseOwnership: Freehold
108 PLYMOUTH Road
Kitchener, ON N2G3G5
MLS® 40872753
65
Walk Score
53
Transit
68
Bike
$599,000
3 bed2.5 bath4 parking1,936 sqftBuilt 1957
65
Walk Score
53
Transit
68
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 50 feet
RES-5
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,768
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | 4'9'' x 7'11'' |
| Bedroom | Main level | 8'0'' x 12'9'' |
| Primary Bedroom | Main level | 9'11'' x 11'4'' |
| Kitchen | Main level | 11'11'' x 15'4'' |
| Dining room | Main level | 8'5'' x 11'5'' |
| Living room | Main level | 11'5'' x 21'8'' |
| 2pc Bathroom | Basement | 5'1'' x 6'9'' |
| Utility room | Basement | 10'8'' x 14'0'' |
| Cold room | Basement | 5'4'' x 5'8'' |
| Laundry room | Basement | 10'9'' x 10'11'' |
| Bedroom | Basement | 10'7'' x 11'7'' |
| Recreation room | Basement | 10'7'' x 25'1'' |
Description
Welcome to this inviting 2-bedroom bungalow in Kitchener's established Rockway neighbourhood. Conveniently located near public and Catholic schools, parks, Rockway Golf Course, shopping, everyday amenities, and quick highway access. The main floor features hardwood flooring throughout, a bright living and dining area with a large front-facing window, and an upgraded kitchen with stainless steel appliances, ample cabinetry, additional pantry storage, and a built-in desk area. Both bedrooms offer generous closet space. Sliding patio doors provide direct access to the backyard. The updated 4-piece bathroom includes tile flooring, an upgraded vanity with vessel sink, and a deep whirlpool tub with tile surround. Downstairs, the finished basement offers a spacious recreation room, a 2-piece bathroom, and a separate office with closet, ideal for working from home or hobbies. A dedicated laundry area, utility room, fruit cellar, and additional storage closets provide plenty of practical space. Outside, enjoy a raised stone patio with steps leading down to a level backyard, offering room for relaxation and entertaining. Additional features include a furnace replaced in 2021, an updated 100-amp electrical panel, and a carport with existing electric vehicle wiring. Appliances included: fridge, stove, dishwasher, microwave, washer, and dryer. With its functional layout, versatile living spaces, and convenient location, this wonderful bungalow is ready for its next chapter with new owners to make it their own. Viewed by appointment only - no open houses. Schedule your private viewing today! (id:63161)
Listing Information
- MLS®
- 40872753
- Data last synced
- October 28, 2026
Re/Max Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Twin City Realty Inc.
MLS® Number: 40872753
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$309/sqft
Building average
—
No other active listings in this building
311 - Downtown/Rockway/S. Ward average
$402/sqft
20 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (condo fees, tax, utilities, etc.)$411.00
Total monthly cost$3,502.64
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.89
Cash Needed at Closing
Minimum down payment$34,900
Estimated Land Transfer Tax (LTT)$8,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
