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Property Type: Condo / ApartmentOwnership: Condominium
110 FERGUS Avenue Unit# 228
Kitchener, ON N2A0K9
MLS® 40871485
$479,000
2 bed2 bath1 parking922 sqft
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
R4
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $505/mo
- Annual property tax
- $3,346
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Main level | — |
| 5pc Ensuite bath | Main level | — |
| Primary Bedroom | Main level | 10'6'' x 10'2'' |
| Bedroom | Main level | 10'1'' x 10'6'' |
| Living room | Main level | 9'1'' x 10'3'' |
| Kitchen | Main level | 14'7'' x 9'9'' |
Description
A beautiful and spacious corner-unit condo offering approximately 922 sq. ft. of comfortable modern living in a desirable Kitchener location! Built in 2021, this thoughtfully designed unit features 2 generous bedrooms, 2 full bathrooms, and a bright inviting layout complemented by upgraded vinyl flooring throughout. The private balcony provides the perfect outdoor retreat to enjoy your morning coffee, unwind after a long day, or to simply relax. Enjoy the convenience of in-suite laundry, individually controlled heating and central air conditioning, and one exclusive outdoor parking space. The building also offers a centralized water softening system in the building, adding to your everyday comfort. With affordable condo fees of approximately $505 per month, including heat, internet, building maintenance, landscaping, snow removal, and more, this property offers exceptional value and convenience. Residents can enjoy a variety of amenities, including a party room, fitness centre, games room, outdoor courtyard with BBQ facilities, bicycle storage, elevator access, and visitor parking. Ideally situated close to shopping, schools, parks, walking trails, public transit, and major highways, this location makes commuting and everyday errands a breeze. Whether you're a first-time buyer, downsizer, or investor, this well-appointed, low-maintenance condo offers an excellent opportunity to enjoy modern living in a convenient location. Don't miss your chance to call this wonderful property home! (id:63159)
Listing Information
- MLS®
- 40871485
- Data last synced
- October 16, 2026
SMART FROM HOME REALTY LIMITED
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: SMART FROM HOME REALTY LIMITED
MLS® Number: 40871485
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$520/sqft
Building average
—
No other active listings in this building
228 - Chicopee/Freeport average
$321/sqft
11 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($23,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$383,200.00
Periodic payment — Principal & Interest (monthly)$2,472.28
Additional monthly expenses (condo fees, tax, utilities, etc.)$829.83
Total monthly cost$3,302.11
Interest paid over 5-yr term$109,826.22
Balance at end of term$344,689.64
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$23,950
Stress test qualifying rate8.19%
Payment you must qualify for$3,528.34
Cash Needed at Closing
Minimum down payment$23,950
Estimated Land Transfer Tax (LTT)$6,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$31,505
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
