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Property Type: Detached HouseOwnership: Freehold
1159 UNION STREET
Kitchener, ON N2H6K3
MLS® X13815520
$549,900
5 bed3 bath7 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 46.7 x 120 FT
- Frontage
- 46.8 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,529
Interior
- Basement
- Finished, Full, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Description
Welcome to 1159 Union Street, Kitchener: a charming and elegant home that combines character, space, flexibility and an incredible backyard, all in a convenient location close to Waterloo. Set on a generous 47' x 120' lot, this property makes a wonderful first impression with its welcoming front porch, large front yard and extended private driveway offering parking for up to 7 vehicles. Step inside to a bright and inviting living room where natural light flows beautifully throughout the main floor. A main-floor bedroom and 4pc bathroom add valuable convenience and flexibility for guests, parents, grandparents or anyone seeking one-level living. The kitchen comes equipped with appliances and offers plenty of space for cooking and meal preparation, while the adjacent dining area is perfect for family dinners and creating lasting memories. At the back of the home, the sun-filled family room offers another comfortable place to gather, with a patio door leading directly to the backyard and creating an easy connection between indoor and outdoor living. Another 3pc bathroom completes the main level. Upstairs, there are 2 additional bedrooms, each with windows that bring in plenty of natural light. The fully finished basement with separate entrance expands the living space with 2 additional bedrooms, Kitchenette setup and 3pc bathroom. Outside, the huge fully fenced backyard is ready for fun. Enjoy summer BBQs, family gatherings in the home's unique Party Pit area, while the storage shed provides space for tools or seasonal items. The location is another major highlight. Situated in Kitchener's Victoria North area, you're close to Waterloo, Highway 7/8, public transit, parks, trails, shopping, restaurants and everyday amenities. Breithaupt Park, Bechtel Park, Lancaster Business Park Trail, Walter Bean Grand River Trail and Grand River Hospital are within convenient reach. This house offers space to grow, gather and enjoy life. Book your private showing and make your move! (id:63159)
Listing Information
- MLS®
- X13815520
- Data last synced
- September 28, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13815520
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 7 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (condo fees, tax, utilities, etc.)$294.08
Total monthly cost$3,132.30
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,990
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.25
Cash Needed at Closing
Minimum down payment$29,990
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
