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Property Type: Detached HouseOwnership: Freehold
119 CHARLOTTE PLACE
Kitchener, ON N2B2K4
MLS® X14085284
$1,150,000
4 bed3.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 41 x 130 FT
- Frontage
- 41 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,822.8
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | — |
| Dining room | Main level | — |
| Recreational, Games room | Basement | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Utility room | Basement | — |
| Study | Main level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Cold room | Basement | — |
| Bathroom | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Main level | — |
| Bathroom | Second level | — |
Description
Welcome to 119 Charlotte Place - a beautifully maintained 4-bedroom family home tucked away on a quiet court in one of the area's most desirable neighbourhoods. Step inside to discover spacious principal rooms, a functional family-friendly layout, and an abundance of natural light throughout. The heart of the home features an inviting kitchen overlooking the backyard, seamlessly connecting to the dining and living areas, making it perfect for everyday living and entertaining. Upstairs you'll find four generous bedrooms, including a spacious primary retreat complete with ensuite bath and ample closet space. Whether you're accomodating a growing family, working from home, or hosting guests, this home offers the flexibility and room you've been looking for. The true showstopper is the backyard. Welcome to your own Pool Oasis - a private resort-style setting designed for summer living. Featuring an inground salt water pool that's 16ft by 32ft, an expansive patio space, mature landscaping, and multiple areas for lounging and entertaining, this outdoor retreat feels like a vacation destination right at home. Imagine summer afternoons by the pool, family BBQs, and evenings spent relaxing under the stars. Located close to parks, schools shopping, and everyday amenities, 119 Charlotte Place offers the perfect blend of comfort, convenience, and lifestyle. A rare opportunity to own a family home with a true backyard escape! (id:63159)
Listing Information
- MLS®
- X14085284
- Data last synced
- October 17, 2026
RE/MAX HALLMARK REALTY LTD.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX HALLMARK REALTY LTD.
MLS® Number: X14085284
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (condo fees, tax, utilities, etc.)$485.23
Total monthly cost$6,420.76
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$90,000
Stress test qualifying rate8.19%
Payment you must qualify for$8,218.97
Cash Needed at Closing
Minimum down payment$90,000
Estimated Land Transfer Tax (LTT)$19,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$110,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
