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Property Type: Detached HouseOwnership: Freehold
125 STEEPLERIDGE STREET
Kitchener, ON N2P2W2
MLS® X13848798
$899,000
3 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 32.1 x 118.1 FT
- Frontage
- 32.1 feet
R4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,497.45 (2026)
Interior
- Basement
- Finished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Laundry room | Basement | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Family room | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
Description
Your dream home awaits in the heart of Doon South! Completely renovated from top to bottom, this exceptional 3-bedroom, 4-bathroom home offers over 2,700 sq. ft. of beautifully finished living space in one of Kitchener's most desirable family communities. Step inside to discover a bright, sophisticated interior where thoughtful design meets modern comfort. Extensive upgrades completed between 2023-2024 include new flooring, beautifully renovated bathrooms with soundproof insulation, updated lighting, plumbing, fresh paint, and more. The home also features a new roof (2022), waterproof and pet-friendly vinyl plank flooring, and a tankless water heater for added comfort and efficiency. The stunning new kitchen is the heart of the home, featuring elegant white cabinetry, quartz countertops, a waterfall island, tiled backsplash, and premium stainless steel appliances. The spacious layout offers a beautiful second-floor family room with 10-foot ceilings, a generous primary suite with ensuite, and a fully finished basement with a large recreation room, additional room, full bathroom, and home theatre wiring, perfect for family time and entertaining. Outside, enjoy your private backyard and spacious deck, perfect for morning coffee, summer dinners, and evenings with friends. Every detail has been thoughtfully considered so you can simply move in and enjoy. Location is everything, and this home delivers. Close to Conestoga College, within walking distance to a public elementary school, while shopping, restaurants, services, and other conveniences are just minutes away. For commuters, Highway 401 is only about 5 minutes from your doorstep, making travel to Cambridge, Waterloo, Toronto, and surrounding areas easy and convenient. Beautifully renovated. Exceptionally located. Ready for the next chapter. This is more than a house, it's a place to call home. Some photos virtually staged. (id:63159)
Listing Information
- MLS®
- X13848798
- Tax assessment year
- 2026
- Data last synced
- October 19, 2026
Peak Realty Ltd
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Peak Realty Ltd
MLS® Number: X13848798
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of OnePoint Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (condo fees, tax, utilities, etc.)$458.12
Total monthly cost$5,098.16
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,467.40
Cash Needed at Closing
Minimum down payment$64,900
Estimated Land Transfer Tax (LTT)$14,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
