Loading…
Property Type: Detached HouseOwnership: Freehold
138 COURTLAND Avenue E
Kitchener, ON N2G2V1
MLS® 40825676
$549,888
4 bed2 bath4 parking1,637 sqftBuilt 1905
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 42 feet
SGA-1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,473.04
Interior
- Basement
- Partially finished, Full
- Heating
- Electric
- Cooling / A/C
- None
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Basement | 11'2'' x 19'2'' |
| Other | Basement | 13'9'' x 20'11'' |
| 3pc Bathroom | Basement | 7'5'' x 4'6'' |
| 4pc Bathroom | Second level | 5'9'' x 7'2'' |
| Bedroom | Second level | 8'0'' x 9'0'' |
| Bedroom | Second level | 8'0'' x 10'11'' |
| Bedroom | Second level | 11'8'' x 11'2'' |
| Primary Bedroom | Second level | 11'11'' x 11'1'' |
| Dining room | Main level | 12'9'' x 11'7'' |
| Kitchen | Main level | 14'1'' x 11'0'' |
| Living room | Main level | 12'8'' x 12'5'' |
| Foyer | Main level | 11'6'' x 4'8'' |
Description
Opportunity knocks for handy first-time buyers and investors alike! Most of the updates are already completed this year including, a new roof (October 2025), Garage, New electrical. New plumbing. Bathroom redone and second full bath added in the basement hot water tank (2020), water softener, the home holds incredible potential for a handyman to finish making it their own. Don’t miss the opportunity to own a home in a dynamic neighborhood that is becoming more sought after each year. (id:63159)
Listing Information
- MLS®
- 40825676
- Data last synced
- September 15, 2026
Re/Max Icon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Icon Realty
MLS® Number: 40825676
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$336/sqft
Building average
—
No other active listings in this building
311 - Downtown/Rockway/S. Ward average
$400/sqft
20 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.5% ($29,989) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$439,910.00
Periodic payment — Principal & Interest (monthly)$2,838.15
Additional monthly expenses (condo fees, tax, utilities, etc.)$371.42
Total monthly cost$3,209.57
Interest paid over 5-yr term$126,079.47
Balance at end of term$395,700.47
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$29,989
Stress test qualifying rate8.19%
Payment you must qualify for$4,031.16
Cash Needed at Closing
Minimum down payment$29,989
Estimated Land Transfer Tax (LTT)$7,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$38,962
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
