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Property Type: Detached HouseOwnership: Freehold
150 BANKSIDE DRIVE
Kitchener, ON N2N3E4
MLS® X13854908
$699,000
4 bed2 bath3 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 41.5 x 115 FT
- Frontage
- 41.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,097
Interior
- Basement
- Finished, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
Description
Tucked into Kitchener's Highland West neighbourhood, this raised bungalow blends classic charm with everyday functionality. Step through the front door and you're greeted by a soaring, heightened foyer, a rare feature for this style of home. The freshly painted main floor includes two comfortable bedrooms and a well finished bathroom with a skylight overhead. The kitchen offers generous storage and flows into a bright, freshly painted 115 square foot sunroom, perfect for morning coffee or evening relaxing. From there, step outside to a private deck overlooking a fully fenced backyard with space for vegetable gardens. A separate dining room provides a dedicated setting for formal dinners and family gatherings. Downstairs, oversized windows keep the lower level feeling open and bright. Here you'll find a spacious recreation room, a full bathroom and a third bedroom, ideal for guests, a home office or extra living space. In total, the home offers three bedrooms and two full bathrooms. Nearby green space includes Bankside Park, Monarch Woods Park and Filsinger Park, with shopping, schools and the expressway all within easy reach. (id:63159)
Listing Information
- MLS®
- X13854908
- Data last synced
- October 3, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13854908
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (condo fees, tax, utilities, etc.)$341.42
Total monthly cost$3,949.19
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$44,900
Stress test qualifying rate8.19%
Payment you must qualify for$5,071.72
Cash Needed at Closing
Minimum down payment$44,900
Estimated Land Transfer Tax (LTT)$10,455
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,855
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
