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Property Type: Detached HouseOwnership: Freehold
171 OTTERBEIN ROAD
Kitchener, ON N2B0A8
MLS® X13849358
$899,900
3 bed3.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 79 x 59 FT
- Frontage
- 79 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $0
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Laundry room | Upper Level | — |
| Primary Bedroom | Upper Level | — |
| Dining room | Main level | — |
| Bedroom 2 | Upper Level | — |
| Living room | Main level | — |
| Bedroom 3 | Upper Level | — |
Description
Time is running out to take advantage of the HST rebate. Exceptional Value - HST Rebate Already Applied to the Purchase Price! Enjoy significant upfront savings with the HST rebate already reflected in the advertised price, making this brand-new home an outstanding opportunity for eligible buyers. Built by the trusted team at James Gies Construction, this beautifully designed 1,800 sq. ft. single detached home offers the perfect blend of style, comfort, and functionality for today's family. The open-concept main floor features 9-foot ceilings, luxury vinyl plank flooring, a spacious kitchen with quartz countertops, a generous dinette for family meals, and a bright great room ideal for relaxing or entertaining. A convenient main-floor powder room completes the thoughtfully designed layout. Upstairs, you'll find 3 spacious bedrooms with cozy broadloom, including a private primary suite featuring a walk-in closet and a stylish ensuite. The second-floor laundry room adds everyday convenience and makes family life just a little easier. Ideally located with quick access to Waterloo, Cambridge, Guelph, and the GTA, this home offers the perfect balance of small-town living and convenient commuting. With quality craftsmanship, modern finishes, a functional family-friendly layout, and the HST rebate already built into the purchase price, this is an exceptional opportunity to own a brand-new home at incredible value. Don't miss your chance to make it yours! (id:63159)
Listing Information
- MLS®
- X13849358
- Data last synced
- October 5, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X13849358
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$0.00
Total monthly cost$4,644.68
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
