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Property Type: Detached HouseOwnership: Freehold
174 SHADED CREEK DRIVE
Kitchener, ON N2P0K7
MLS® X13880034
$1,189,900
5 bed4.5 bath4 parking
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40 x 100 FT
- Frontage
- 40 feet
R-6
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,803.29 (2026)
Interior
- Basement
- Unfinished, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Great room | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Family room | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Bedroom 4 | Second level | — |
Description
Welcome to Gorgeous 2024 built, 4+1 Bedroom, 4 Washrooms, 2 Car Garage, Detached House With lots of upgrade from the builder. Step inside to a carpet-free main level adorned with luxurious hardwood flooring and a grand entrance that seamlessly flows into an elegant living room featuring a striking fireplace as its centrepiece. The gourmet kitchen is equipped with state-of-the-art, built-in appliances, offering a perfect space for culinary creativity. Adjacent to the kitchen, the dining room is poised for memorable gatherings. A sleek 2-piece bathroom and a functional laundry room complete the main level. Ascend to the second floor, where a sprawling family room with soaring ceilings awaits, providing an airy, open space for relaxation and entertainment. The home offers 4 impeccably designed bedrooms, each exuding comfort and style. The master suite is a sanctuary, complete with a lavish ensuite and a walk-in closet. Second bedroom features its own private bathroom, while the remaining two share a Jack-and-Jill 4-piece bathroom. Every inch of this home is meticulously crafted with thoughtful design elements that elevate daily living. This house is Net Zero Ready Home where you can enjoy the benefits and energy savings of a Net Zero Ready Home. Situated near public transit, highways, top-rated schools, and shopping destinations. (id:63159)
Listing Information
- MLS®
- X13880034
- Tax assessment year
- 2026
- Data last synced
- October 19, 2026
ROYAL LEPAGE FLOWER CITY REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: ROYAL LEPAGE FLOWER CITY REALTY
MLS® Number: X13880034
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($93,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$951,920.00
Periodic payment — Principal & Interest (monthly)$6,141.46
Additional monthly expenses (condo fees, tax, utilities, etc.)$650.27
Total monthly cost$6,791.74
Interest paid over 5-yr term$272,823.01
Balance at end of term$856,255.12
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$93,990
Stress test qualifying rate8.19%
Payment you must qualify for$8,497.40
Cash Needed at Closing
Minimum down payment$93,990
Estimated Land Transfer Tax (LTT)$20,273
Legal / closing costs (typical estimate)$1,500
Total cash needed$115,763
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
