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Property Type: Detached HouseOwnership: Freehold
175 FOURTH AVENUE
Kitchener, ON N2C1P3
MLS® X14018522
$598,900
3 bed1 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 29.7 x 126.4 FT
- Frontage
- 29.8 feet
R2B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,998
Interior
- Basement
- Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | Main level | — |
| Living room | Main level | — |
| Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Lower level | — |
| Laundry room | Lower level | — |
Description
Welcome to 175 Fourth Avenue, a warm and well-maintained semi-detached home in a scenic pocket of Kitchener. This charming two-storey property offers three spacious bedrooms, one updated bathroom, and a partially finished basement with its own separate walk-out entrance ideal for a home business setup or future rental potential. Inside, you'll find a bright and inviting living space with original hardwood flooring and an extra-large front window that frames serene sunset views over the park across the street. The kitchen and dining area are combined for easy everyday living, and the entire interior, freshly painted in 2024. A newly renovated bathroom (2018) adds modern comfort, while the dedicated laundry room, complete with a 2018 washer and dryer, brings everyday convenience. Outdoors, enjoy a large, fully fenced backyard featuring a garden oasis with raspberry bushes and a mulberry tree perfect for summer lounging or family play. A brand new AC unit (2024) ensures seasonal comfort, and parking for up to three vehicles in the private driveway. The location offers unbeatable walkability: just steps to three parks, hiking trails, riverfront paths, shopping centres, and the LRT with a Go Train connection. Families will appreciate walking-distance access to public, Catholic, and private schools, as well as a nearby recreation centre with an outdoor pool just two minutes away. This smoke-free, pet-free home is in excellent condition and move-in ready. (id:63159)
Listing Information
- MLS®
- X14018522
- Data last synced
- October 14, 2026
FAIR AGENT REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: FAIR AGENT REALTY
MLS® Number: X14018522
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of London and St. Thomas Association of REALTORS®.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.8% ($34,890) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$479,120.00
Periodic payment — Principal & Interest (monthly)$3,091.12
Additional monthly expenses (condo fees, tax, utilities, etc.)$249.83
Total monthly cost$3,340.95
Interest paid over 5-yr term$137,317.17
Balance at end of term$430,969.99
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$34,890
Stress test qualifying rate8.19%
Payment you must qualify for$4,373.19
Cash Needed at Closing
Minimum down payment$34,890
Estimated Land Transfer Tax (LTT)$8,453
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,843
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
