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Property Type: TownhouseOwnership: Condominium
#18 - 235 CHAPEL HILL DRIVE
Kitchener, ON N2R0S4
MLS® X14089564
8
Walk Score
24
Transit
32
Bike
$435,000
2 bed1 bath1 parking
8
Walk Score
24
Transit
32
Bike
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $217/mo
- Annual property tax
- $3,052
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Main level | — |
| Kitchen | Main level | — |
| Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
Description
THE BEAUTIFUL CORNER CONDO STACKED TOWNHOUSE LESS THEN 5 YEAR OLD , WITH FULL SUNLIGHT THROUGHOUT THE DAY GOOD SIZE 2 BEDROOM WITH SPACIOUS KITCHEN .GOOD SIZE FAMILY ROOM WITH SPACIOUS BALCONY THE KITCHEN FEATURE CABINETS .WITH STONE COUNTER TOP AND STAINLESS STEEL APPLIANCES,LOW CONDO MONTHLY FEES COVERING .SNOW REMOVAL, GRASS CUTTING GARBAGE COLLECTIONS, AND BUILDING MAINTENANCE, ROFF, ETC THE HOME IS CLOSE TO SCHOOL,HIGHWAY 401.SHOPPING MALL, AND CONESTOGA COLLAGE AND GREAT COMMUNITY ,THIS IS PERFECT FOR FIRST TIME HOME BUYER. (id:63159)
Listing Information
- MLS®
- X14089564
- Data last synced
- October 17, 2026
HOMELIFE SILVERCITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE SILVERCITY REALTY INC.
MLS® Number: X14089564
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$363/sqft
214 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($21,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$348,000.00
Periodic payment — Principal & Interest (monthly)$2,245.18
Additional monthly expenses (condo fees, tax, utilities, etc.)$471.73
Total monthly cost$2,716.91
Interest paid over 5-yr term$99,737.80
Balance at end of term$313,027.13
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$21,750
Stress test qualifying rate8.19%
Payment you must qualify for$3,204.23
Cash Needed at Closing
Minimum down payment$21,750
Estimated Land Transfer Tax (LTT)$5,175
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,425
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
