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Property Type: Condo / ApartmentOwnership: Condominium
1903 - 1 VICTORIA STREET S
Kitchener, ON N2G0B5
MLS® X13574158
$950,000
3 bed2 bath2 parking
Amenities
Also listed: Storage - Locker
Property Details
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $2,300/mo
- Annual property tax
- $8,045 (2025)
Maintenance Fee Includes
WaterHeat
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Main level | — |
| Kitchen | Main level | — |
| Bathroom | Main level | — |
| Dining room | Main level | — |
| Bedroom 2 | Main level | — |
| Living room | Main level | — |
| Bedroom 3 | Main level | — |
| Den | Main level | — |
| Bathroom | Main level | — |
| Den | Second level | — |
| Laundry room | Main level | — |
Description
Welcome to Penthouse Suite 1903 - a 3-bedroom plus den, 2-bathroom penthouse with panoramic views of Victoria Park. At 2,249 square feet of interior living plus a 167-square-foot private terrace with a natural gas line, this is one of the largest and most elevated homes in Downtown Kitchener. The south-facing views reach across the city skyline and beyond - and on the terrace, at any hour, the views captivate. As soon as you walk into your front door you notice the open concept and panoramic views directly ahead! The suite is finished to a standard that reflects its position. Hand-scraped engineered hardwood floors run throughout. Ceilings rise to10 feet. Hunter Douglas smart blinds, Ecobee smart thermostats, and smart switches throughout. The chef's kitchen anchors the main living space with stainless steel appliances, an oversized island, crisp white cabinetry, and a reverse osmosis water filter system. The primary bedroom is a suite unto itself: two large walk-in closets and a five-piece ensuite with double vanity, a separate soaking tub, and a walk-in shower finished with river rock floors. Two additional bedrooms, a versatile den, and a second full bath complete a floor plan that lives more like a house than a condominium. Underground, two large reserved parking spaces - one already wired and ready for an EV charger - plus a spacious locker. Just steps from the ION LRT, GO Transit, Google, the School of Pharmacy, and Communitech. The Regional Transit Hub, currently under construction immediately adjacent to the building, completes by 2031 - integrating GO, ION, and intercity service into a single node one building away. The buyer who purchases Suite 1903today owns the top of the most connected address in the city's near future. (id:63161)
Listing Information
- MLS®
- X13574158
- Tax assessment year
- 2025
- Data last synced
- October 23, 2026
CORCORAN HORIZON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CORCORAN HORIZON REALTY
MLS® Number: X13574158
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 2 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($70,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$760,000.00
Periodic payment — Principal & Interest (monthly)$4,903.26
Additional monthly expenses (condo fees, tax, utilities, etc.)$2,970.42
Total monthly cost$7,873.68
Interest paid over 5-yr term$217,818.18
Balance at end of term$683,622.46
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$70,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,823.29
Cash Needed at Closing
Minimum down payment$70,000
Estimated Land Transfer Tax (LTT)$15,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
