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Property Type: Detached HouseOwnership: Freehold
196 BENNINGER DRIVE
Kitchener, ON N2E0C9
MLS® X13827160
$1,033,600
5 bed5.5 bath4 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 36 x 98 FT
- Frontage
- 36 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,404
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | — |
| Kitchen | Main level | — |
| Bedroom 3 | Second level | — |
| Primary Bedroom | Second level | — |
| Living room | Main level | — |
| Laundry room | Second level | — |
| Bedroom 4 | Second level | — |
| Primary Bedroom | Second level | — |
Description
***FINISHED BASEMENT INCLUDED**** Fraser Model Generational Living at Its Finest. Step into the Fraser Model, a 2,280 sq. ft. masterpiece tailored for multi-generational families. Designed with high-end finishes, the Fraser features 9 ceilings and 8 doors on the main floor, engineered hardwood flooring, and a stunning quartz kitchen with an extended breakfast bar. Enjoy four spacious bedrooms, including two primary suites with private ensuites and a Jack and Jill bathroom for unmatched convenience. An extended 8' garage door and central air conditioning are included for modern living comfort. The open-concept layout flows beautifully into a gourmet kitchen with soft-close cabinetry and extended uppers. Set on a premium walkout lot and HRV system, the Fraser offers endless customization potential. 5 Appliances Included. (id:63159)
Listing Information
- MLS®
- X13827160
- Data last synced
- September 26, 2026
RE/MAX REAL ESTATE CENTRE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX REAL ESTATE CENTRE INC.
MLS® Number: X13827160
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($78,360) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$826,880.00
Periodic payment — Principal & Interest (monthly)$5,334.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$200.33
Total monthly cost$5,535.08
Interest paid over 5-yr term$236,986.18
Balance at end of term$743,781.23
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$78,360
Stress test qualifying rate8.19%
Payment you must qualify for$7,406.68
Cash Needed at Closing
Minimum down payment$78,360
Estimated Land Transfer Tax (LTT)$17,147
Legal / closing costs (typical estimate)$1,500
Total cash needed$97,007
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
