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Property Type: TownhouseOwnership: Condominium
1989 S OTTAWA Street S Unit# 65E
Kitchener, ON N2E0G7
MLS® 40863301
$450,000
2 bed2.5 bath1 parking960 sqftBuilt 2018
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
RES-5
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $291/mo
- Annual property tax
- $3,332.22
Maintenance Fee Includes
Management
Also included: Landscaping, Insurance, Parking
Interior
- Basement
- None
- Heating
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Third level | 4'7'' x 4'4'' |
| Primary Bedroom | Third level | 16'7'' x 12'5'' |
| Bedroom | Third level | 9'3'' x 8'5'' |
| 4pc Bathroom | Third level | 5'0'' x 9'5'' |
| Living room | Second level | 9'4'' x 13'3'' |
| Kitchen | Second level | 9'6'' x 12'4'' |
| 2pc Bathroom | Second level | 5'4'' x 6'7'' |
Description
Ideally located and move-in ready, this beautifully maintained 2-bedroom, 2-bathroom condo offers a fantastic layout with comfortable, low-maintenance living. Bright, inviting and thoughtfully designed, this home is perfect for first-time buyers, downsizers or anyone looking for a convenient lifestyle. The kitchen features stainless steel appliances, ample cabinetry, large island and a wonderful connection to the living space. There is a private balcony just off the kitchen, perfect for enjoying your morning coffee or dining outdoors. It also features a main floor powder room. Head upstairs to find the primary bedroom that offers its own private retreat with a second balcony, providing another peaceful outdoor space to relax and unwind. A convenient in-suite laundry closet adds to the everyday functionality of the home. Spacious second bedroom, suitable for office space, home gym or second TV room. Ideally located just minutes from Sunrise Shopping Centre, scenic trails, schools, restaurants and an array of everyday amenities, with quick and easy access to Highway 7/8 for commuters. With its great layout, excellent condition and unbeatable convenience, this condo is ready for you to simply move in and enjoy! If you're looking for a home that combines comfort, convenience and value, this one checks all the boxes. Well cared for and truly move-in ready, there's nothing left to do but unpack, settle in and enjoy. Come see for yourself why this could be the condo you've been waiting for. Book your private showing today! (id:63161)
Listing Information
- MLS®
- 40863301
- Data last synced
- October 28, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40863301
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$469/sqft
Building average
—
No other active listings in this building
333 - Laurentian Hills/Country Hills W average
$352/sqft
37 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($22,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$360,000.00
Periodic payment — Principal & Interest (monthly)$2,322.60
Additional monthly expenses (condo fees, tax, utilities, etc.)$616.32
Total monthly cost$2,938.91
Interest paid over 5-yr term$103,177.03
Balance at end of term$323,821.16
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$22,500
Stress test qualifying rate8.19%
Payment you must qualify for$3,314.72
Cash Needed at Closing
Minimum down payment$22,500
Estimated Land Transfer Tax (LTT)$5,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,475
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
