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Property Type: Condo / ApartmentOwnership: CondominiumRECENTLY LISTED
20 ST GEORGE Street Unit# 507
Kitchener, ON N2G2S7
MLS® 40872975
97
Walk Score
66
Transit
83
Bike
$265,000
1 bed1 bath1 parking691 sqftBuilt 2001
97
Walk Score
66
Transit
83
Bike
Amenities
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 1
C3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Annual property tax
- $1,804.44
Maintenance Fee Includes
WaterManagement
Also included: Common Area Maintenance, Landscaping, Insurance, Parking, Residential Manager
Interior
- Basement
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Main level | 6'1'' x 5'4'' |
| 3pc Bathroom | Main level | 5'6'' x 7'7'' |
| Bedroom | Main level | 19'5'' x 15'0'' |
| Living room | Main level | 12'6'' x 16'0'' |
| Dinette | Main level | 11'10'' x 11'4'' |
| Kitchen | Main level | 11'10'' x 7'2'' |
Description
Welcome to unit 507 at 20 St George Street, a rare opportunity to join the highly sought after Sandhills Retirement Community. This is a 50+ building is in the heart of downtown Kitchener. This life lease building offers an affordable and maintenance free lifestyle where a supportive environment turns everyday independent living into a vibrant and caring community. It is the perfect place for retirees to thrive and connect while remaining just steps away from local shops, parks, and urban amenities. This beautiful 1 bedroom and 1 bathroom apartment boasts lovely downtown views, hickory hardwood flooring through the main living area, and premium linoleum in the kitchen and bathroom. The functional kitchen features elegant quartz countertops, complementing a spacious layout that includes a large primary bedroom, in suite laundry, and abundant storage throughout. Best of all, this unit includes a coveted and rare underground garage parking spot, which is one of only a few in the entire building, along with a dedicated storage locker. Don't miss your chance at stress free living in this life lease building. (id:63161)
Listing Information
- MLS®
- 40872975
- Data last synced
- October 24, 2026
Re/Max Icon Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Re/Max Icon Realty
MLS® Number: 40872975
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$384/sqft
Building average
—
No other active listings in this building
311 - Downtown/Rockway/S. Ward average
$400/sqft
22 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($13,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$212,000.00
Periodic payment — Principal & Interest (monthly)$1,367.75
Additional monthly expenses (condo fees, tax, utilities, etc.)$185.37
Total monthly cost$1,553.12
Interest paid over 5-yr term$60,759.81
Balance at end of term$190,694.69
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$13,250
Stress test qualifying rate8.19%
Payment you must qualify for$1,952.00
Cash Needed at Closing
Minimum down payment$13,250
Estimated Land Transfer Tax (LTT)$2,450
Legal / closing costs (typical estimate)$1,500
Total cash needed$17,200
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
