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Property Type: Detached HouseOwnership: Freehold
25 THORNRIDGE CRESCENT
Kitchener, ON N2M4V9
MLS® X13794290
$999,700
7 bed4 bath6 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 63.3 x 116 FT
- Frontage
- 63.3 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,712
Interior
- Basement
- Finished, Separate entrance, Walk out, N/A, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Family room | Main level | — |
| Kitchen | Main level | — |
| Great room | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Bedroom 4 | Main level | — |
Description
Spacious High-Raised Bungalow with Legal 3-Bedroom Walk-Out Basement Apartment!4Bedrooms 2 Bathrooms Upstairs | 3 Bedrooms 2 Bathrooms Legal Basement |63 x 115' Lot |6-Car Parking Welcome to this exceptional high-raised bungalow in Kitchener, situated on an impressive 63-foot wide by 115-foot deep lot with parking for up to 6 cars.The main level offers 4 spacious bedrooms and 2 full bathrooms, along with both a comfortable living room and separate family room, providing plenty of space for everyday family living and entertaining.A major highlight of this property is the legal 3-bedroom, 2-bathroom walk-out basement apartment. With its own walk-out access and spacious layout, the lower level is ideal for extended family, multi-generational living, or generating rental income.Property Highlights4 bedrooms on the main level2 full bathrooms on the main level Spacious living room Separate family room Legal 3-bedroom, 2-bathroom basement apartmentWalk-out basement with excellent natural light Separate living space ideal for rental income or extended family63' x 115' lot Parking for 6 vehicles High-raised bungalow design Excellent opportunity for homeowners and investors Great potential for multi-generational living A rare combination of a large lot, generous parking, spacious main-floor living, and a legal walk-out basement apartment. Live comfortably upstairs while the legal basement provides additional income potential-or enjoy the entire property as a fantastic multi-generational home.Don't miss this outstanding Kitchener opportunity! Book your private showing today. (id:63159)
Listing Information
- MLS®
- X13794290
- Data last synced
- September 18, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13794290
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,970) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$799,760.00
Periodic payment — Principal & Interest (monthly)$5,159.78
Additional monthly expenses (condo fees, tax, utilities, etc.)$476.00
Total monthly cost$5,635.78
Interest paid over 5-yr term$229,213.51
Balance at end of term$719,386.71
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$74,970
Stress test qualifying rate8.19%
Payment you must qualify for$7,170.12
Cash Needed at Closing
Minimum down payment$74,970
Estimated Land Transfer Tax (LTT)$16,469
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,939
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
