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Property Type: Detached HouseOwnership: Freehold
28 DEER RIDGE CRESCENT
Kitchener, ON N2P2L3
MLS® X13531878
$4,950,000
4 bed7 full, 2 half bath15 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 169.5 x 191.9 FT
- Frontage
- 169.6 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $23,756 (2025)
Interior
- Basement
- Partially finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Recreational, Games room | Basement | — |
| Bathroom | Basement | — |
| Mud room | Main level | — |
| Laundry room | Main level | — |
| Family room | Main level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bedroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Bathroom | Second level | — |
| Sitting room | Second level | — |
| Bathroom | Ground level | — |
| Primary Bedroom | Main level | — |
Description
Set on a rare double lot spanning nearly three-quarters of an acre and backing directly onto Deer Ridge Golf Club, this custom stone home combines the privacy and presence of an estate property with the convenience of city living. Thoughtfully positioned to embrace its extraordinary setting, the home is designed around expansive fairway views, meticulously maintained gardens, and seamless connections between indoor and outdoor living spaces. Designed with impressive scale and proportion, the residence offers more than 9,000 square feet of finished living space. Soaring ceilings, expansive windows, abundant natural light, and timeless architectural details create an atmosphere that is both elegant and inviting. The layout includes a main-floor primary suite, while three additional bedrooms each feature a private ensuite, providing exceptional comfort and privacy for family and guests.Beyond the home, beautifully landscaped grounds create a resort-inspired outdoor retreat. A concrete pool with waterfall, hot tub, pool house, multiple entertaining areas, and private gated access to the golf course invite everything from quiet afternoons with family to memorable gatherings with friends.Six fireplaces, a heated three-car garage, recent updates including a new roof and refreshed interior finishes, and an expansive finished lower level further enhance the home's appeal. Ideally located just minutes from Highway 401, downtown Kitchener, Waterloo's universities, and everyday amenities. Properties of this scale, calibre, and setting are seldom available in Deer Ridge. (id:63159)
Listing Information
- MLS®
- X13531878
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
Sotheby's International Realty Canada, Brokerage
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Sotheby's International Realty Canada, Brokerage
MLS® Number: X13531878
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of The Oakville, Milton & District Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 15 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($990,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$3,960,000.00
Periodic payment — Principal & Interest (monthly)$25,548.58
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,979.67
Total monthly cost$27,528.24
Interest paid over 5-yr term$1,134,947.38
Balance at end of term$3,562,032.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$990,000
Stress test qualifying rate8.19%
Payment you must qualify for$30,704.81
Cash Needed at Closing
Minimum down payment$990,000
Estimated Land Transfer Tax (LTT)$110,225
Legal / closing costs (typical estimate)$1,500
Total cash needed$1,101,725
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.