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Property Type: Detached HouseOwnership: Freehold
28 HOFFMAN STREET
Kitchener, ON N2M3M7
MLS® X13692696
$684,900
4 bed2 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 60 x 100 FT
- Frontage
- 60 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,165
Interior
- Basement
- Finished, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Kitchen | Main level | — |
| Primary Bedroom | Main level | — |
| Bedroom 2 | Main level | — |
| Bedroom 3 | Main level | — |
| Living room | Basement | — |
| Bedroom | Basement | — |
| Kitchen | Basement | — |
Description
Turn Key Opportunity in a Desirable Neighbourhood. This Newly Renovated 3 Bedroom Raised Bungalow includes a Fully Finished In-Law Suite with a Separate Entrance, Offering Excellent Potential for Multi-Generational Living or Rental Income. The Main Level features an Upgraded Kitchen with Quartz Counters and Stainless Steel Appliances, Open Concept Living, Three Spacious Bedrooms and a Modern 4pc Bathroom. The Lower Suite proves a Bright Living Area, Kitchenette, Updated Bathrooms and a Private Bedroom. Situated minutes from Major Highways and Essential Amenities. This Property offers Strong Cash Flow Potential and Convenience for Tenants or Extended Family. Ideal for Investors or Homeowners looking to offset Mortgage Costs. (id:63159)
Listing Information
- MLS®
- X13692696
- Data last synced
- September 19, 2026
iCloud Realty Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: iCloud Realty Ltd.
MLS® Number: X13692696
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 6.3% ($43,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$547,920.00
Periodic payment — Principal & Interest (monthly)$3,534.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$347.08
Total monthly cost$3,882.08
Interest paid over 5-yr term$157,035.45
Balance at end of term$492,855.81
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$43,490
Stress test qualifying rate8.19%
Payment you must qualify for$4,973.33
Cash Needed at Closing
Minimum down payment$43,490
Estimated Land Transfer Tax (LTT)$10,173
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,163
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
