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Property Type: Detached HouseOwnership: Freehold
32 PENNSYLVANIA Crescent
Kitchener, ON N2P2S5
MLS® 40853948
$1,500,000
5 bed4.5 bath6 parking4,695 sqftBuilt 2005
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Frontage
- 70 feet
RES2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $14,083
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | 13'4'' x 13'8'' |
| Dining room | Main level | 12'10'' x 15'0'' |
| 2pc Bathroom | Main level | — |
| Kitchen | Main level | 13'7'' x 13'0'' |
| Breakfast | Main level | 12'4'' x 14'3'' |
| Family room | Main level | 20'11'' x 15'0'' |
| Laundry room | Main level | 10'6'' x 7'9'' |
| Primary Bedroom | Second level | 13'2'' x 18'11'' |
| 5pc Ensuite bath | Second level | — |
| Office | Second level | 6'0'' x 9'10'' |
| Bedroom | Second level | 14'11'' x 13'6'' |
| Bedroom | Second level | 14'8'' x 11'9'' |
| 5pc Bathroom | Second level | — |
Description
ELEGANCE, SPACE & A BACKYARD DESIGNED FOR ENTERTAINING. Tucked away on a quiet crescent in one of Kitchener's most sought-after neighbourhoods, this exceptional executive residence offers over 4,690 sqft of finished living space. A grand 2-storey foyer with soaring ceilings and an impressive open staircase sets the tone the moment you step inside. Rich hardwood floors, California shutters, elegant architectural columns, and refined finishes create an inviting atmosphere throughout the main level. At the heart of the home, the beautifully appointed kitchen showcases granite counters, stainless steel appliances, abundant cabinetry, and a large island, flowing effortlessly into the bright breakfast area with walkout access to the elevated covered deck—the perfect place to enjoy your morning coffee while overlooking the tree-lined backyard. The adjoining family room impresses with its vaulted ceiling, oversized windows, and cozy gas fireplace, creating a warm gathering space filled with natural light. Separate formal living and dining rooms provide elegant spaces for entertaining or hosting family celebrations. Upstairs, the spacious primary retreat features his-and-hers closets and a 5pc ensuite complete with a glass shower and relaxing soaker tub. 3 additional bedrooms share a convenient 5pc bathroom, providing plenty of room for growing families. The finished lower level expands your living space with a recreation area, a dedicated hobby room, bedroom, and 4pc bathroom. Outside, the beautifully landscaped backyard offers exceptional privacy with mature trees, a maintenance-free patio, elevated deck, creating an inviting outdoor retreat with virtually no lawn to maintain. Complete with a double garage and located just minutes from schools, parks, trails, shopping, restaurants, and convenient commuter access, 32 Pennsylvania Crescent is an exceptional opportunity to enjoy executive living in one of Kitchener's most desirable family communities. Virtually Staged. (id:63159)
Listing Information
- MLS®
- 40853948
- Data last synced
- September 16, 2026
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
MLS® Number: 40853948
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$319/sqft
Building average
—
No other active listings in this building
329 - Hidden Valley/Pioneer Tower average
$523/sqft
18 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($300,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$1,200,000.00
Periodic payment — Principal & Interest (monthly)$7,741.99
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,408.58
Total monthly cost$9,150.58
Interest paid over 5-yr term$343,923.45
Balance at end of term$1,079,403.88
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$300,000
Stress test qualifying rate8.19%
Payment you must qualify for$9,304.49
Cash Needed at Closing
Minimum down payment$300,000
Estimated Land Transfer Tax (LTT)$26,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$327,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
