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Property Type: Detached HouseOwnership: Freehold
37 YELLOW BIRCH Drive
Kitchener, ON N2N2M1
MLS® 40839873
$969,900
4 bed3 bath4 parking2,416 sqftBuilt 1986
Property Details
Property & Lot
- Sub-type
- House
- Style
- Raised bungalow
- Stories
- 1
- Lot size
- 0.3 acres
- Frontage
- 64 feet
R1A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,431
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 16'4'' x 13'8'' |
| Bedroom | Second level | 16'4'' x 12'5'' |
| 3pc Bathroom | Second level | — |
| Den | Second level | 8'3'' x 12'3'' |
| Kitchen | Second level | 14'6'' x 12'6'' |
| Dining room | Second level | 12'3'' x 12'7'' |
| Family room | Second level | 21'7'' x 10'11'' |
| Bedroom | Lower level | 12'2'' x 11'7'' |
| Bedroom | Main level | 12'7'' x 16'9'' |
| 3pc Bathroom | Lower level | — |
| Laundry room | Lower level | 12'1'' x 13'7'' |
| Living room | Lower level | 24'3'' x 19'9'' |
Description
A STATEMENT HOME. Tucked away on a sprawling 1/3-acre private treed lot, 37 Yellow Birch Drive is far from your typical suburban find. This reverse-walkout bungalow is a masterclass in unique architecture, offering over 2,400sqft of living space where every corner reveals a new detail. From the moment you arrive, the striking brick exterior, draped in mature ivy, hints at the immense character found within. Stepping through the front doors, you are greeted by a grand foyer featuring polished marble floors and a sweeping curved staircase. The main lower level serves as a retreat of its own, offering versatility with a separate side entrance, perfect for home-based professionals or multi-generational living. This level features brand-new oak hardwood throughout a cozy family room centered around a floor-to-ceiling stone fireplace, along with 2 bright, spacious bedrooms & a 3pc bath. The transition to the upper level is where this home’s personality truly shines, offering 2 distinct paths: the formal grand staircase for guests, or a custom metal spiral staircase that leads directly into the heart of the home. The kitchen is outfitted with crisp custom cabinetry, elegant quartz countertops, and a trendy backsplash that perfectly complements the high-end white Café electric range oven. Just off the kitchen, a dining area provides an abundance of storage, while a unique multi-purpose den, bathed in natural light from overhead skylights, creates an interconnected feel. The primary suite is a sanctuary unto itself, offering peaceful views of the backyard & a luxurious ensuite highlighted by a classic clawfoot tub. For those who love to entertain, the formal living room at the front of the home opens onto a private terrace situated above the garage, the perfect spot for morning coffee. The outdoor experience continues in the rear, where a garden door leads to a custom deck & secluded, tiered backyard featuring a hot tub (2021) & breathtaking views of the mature forest. (id:63159)
Listing Information
- MLS®
- 40839873
- Data last synced
- October 16, 2026
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
MLS® Number: 40839873
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$401/sqft
Building average
—
No other active listings in this building
337 - Forest Heights average
$358/sqft
25 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($71,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$775,920.00
Periodic payment — Principal & Interest (monthly)$5,005.97
Additional monthly expenses (condo fees, tax, utilities, etc.)$656.92
Total monthly cost$5,662.89
Interest paid over 5-yr term$222,380.90
Balance at end of term$697,942.55
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$71,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,962.16
Cash Needed at Closing
Minimum down payment$71,990
Estimated Land Transfer Tax (LTT)$15,873
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,363
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
