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Property Type: Detached HouseOwnership: Freehold
378 MOUNTAIN LAUREL CRESCENT
Kitchener, ON N2E4B7
MLS® X13674486
$969,000
4 bed4.5 bath5 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 40 x 113.2 FT
- Frontage
- 40 feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,685
Interior
- Basement
- Finished, Separate entrance, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Ground level | — |
| Dining room | Ground level | — |
| Eating area | Ground level | — |
| Kitchen | Ground level | — |
| Family room | Second level | — |
| Primary Bedroom | Second level | — |
| Bedroom 2 | Second level | — |
| Bedroom 3 | Second level | — |
| Recreational, Games room | Basement | — |
| Bedroom 4 | Basement | — |
Description
Welcome to 378 Mountain Laurel Cres! This move-in ready detached home offers over 3,000 sq ft of total living space with 3+1 bedrooms and 4 bathrooms. Main floor features living/dining rooms, large kitchen with breakfast area, powder room, and main floor laundry. Upstairs offers a cozy family room with gas fireplace, 3 large bedrooms including a primary suite with 5-pc ensuite and walk-in closet, plus a 2nd 4-pc bath. Open-concept finished basement with separate entrance, 1 bedroom, and full bath offers excellent rental potential. Enjoy a fully fenced yard with a large covered deck. Conveniently located near top schools, shopping, transit, and quick expressway access! (id:63159)
Listing Information
- MLS®
- X13674486
- Data last synced
- October 3, 2026
HOMELIFE/MIRACLE REALTY LTD
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: HOMELIFE/MIRACLE REALTY LTD
MLS® Number: X13674486
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 5 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($71,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$775,200.00
Periodic payment — Principal & Interest (monthly)$5,001.33
Additional monthly expenses (condo fees, tax, utilities, etc.)$473.75
Total monthly cost$5,475.08
Interest paid over 5-yr term$222,174.55
Balance at end of term$697,294.91
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$71,900
Stress test qualifying rate8.19%
Payment you must qualify for$6,955.88
Cash Needed at Closing
Minimum down payment$71,900
Estimated Land Transfer Tax (LTT)$15,855
Legal / closing costs (typical estimate)$1,500
Total cash needed$89,255
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
