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Property Type: Detached HouseOwnership: Freehold
38 DEER RIDGE Crescent
Kitchener, ON N2P2L3
MLS® 40839159
$2,850,000
8 bed4.5 bath8 parking4,718 sqftBuilt 2001
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 0.32 acres
- Frontage
- 85 feet
RES-2; OSR-2 (80)
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $14,394.14
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | 4'3'' x 9'11'' |
| Utility room | Basement | 5'8'' x 9'9'' |
| Storage | Basement | 10'4'' x 7'0'' |
| Recreation room | Basement | 3'2'' x 23'5'' |
| Bedroom | Basement | 13'8'' x 10'7'' |
| Bedroom | Basement | 9'9'' x 13'1'' |
| Bedroom | Basement | 9'9'' x 13'5'' |
| Bedroom | Second level | 10'9'' x 12'6'' |
| Bedroom | Second level | 10'8'' x 12'6'' |
| 4pc Bathroom | Second level | 5'1'' x 10'9'' |
| Laundry room | Second level | 4'6'' x 7'11'' |
| Loft | Second level | 11'9'' x 13'3'' |
| Bedroom | Second level | 11'7'' x 13'9'' |
Description
In Deer Ridge Estates, location is everything; but when your backyard opens directly onto the award-winning Deer Ridge Golf Course, it becomes something extraordinary. Set on a quiet crescent, this executive all-brick residence with over 4700 sq ft of living space, offers uninterrupted green space views and the rare luxury of true walkability to the clubhouse and first tee. Morning coffee with mist rising over the fairway. Evenings framed by open skies and rolling greens. No rear neighbours, just a peaceful, ever-changing landscape. Inside, the scale of the home mirrors its setting. A dramatic 2-storey living room with towering windows floods the space with natural light. Rich hardwood floors, elegant columns, and refined architectural details create a sense of sophistication without sacrificing warmth. The kitchen is designed for gathering. The oversized island anchors the room - ideal for casual mornings before a round or entertaining after a day on the course. The sun-filled breakfast area overlooks the greens, seamlessly blending indoor comfort with outdoor beauty. Upstairs, 5 bedrooms, a full bath, and a convenient laundry room are ideal for a growing family, dedicated home offices, or guests who can stay comfortably. The primary suite stands out with a huge walk-in closet and attached nursery/sitting room, a thoughtful layout that adapts beautifully to a secluded reading room or the dream of expanded closet space). Downstairs, the fully finished walk-out basement adds an entirely separate layer of living with a large rec area, 3 more bedrooms, a full bath, and generous storage. With its own outdoor access, it’s perfectly suited for multi-generational living, extended family, or the potential to create an independent in-law-style setup. Set among estate homes and mature landscaping, this quiet crescent offers privacy without isolation — close to amenities, yet worlds away from the ordinary. This is a rare opportunity to secure golf course living in Deer Ridge. (id:63159)
Listing Information
- MLS®
- 40839159
- Data last synced
- September 15, 2026
KELLER WILLIAMS INNOVATION REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: KELLER WILLIAMS INNOVATION REALTY
MLS® Number: 40839159
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$604/sqft
Building average
—
No other active listings in this building
329 - Hidden Valley/Pioneer Tower average
$507/sqft
18 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
No similar listings found nearby right now.
Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($570,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$2,280,000.00
Periodic payment — Principal & Interest (monthly)$14,709.79
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,435.51
Total monthly cost$16,145.30
Interest paid over 5-yr term$653,454.55
Balance at end of term$2,050,867.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$570,000
Stress test qualifying rate8.19%
Payment you must qualify for$17,678.53
Cash Needed at Closing
Minimum down payment$570,000
Estimated Land Transfer Tax (LTT)$57,725
Legal / closing costs (typical estimate)$1,500
Total cash needed$629,225
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.