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Property Type: Detached HouseOwnership: Freehold
39 OLIVER Court SE
Kitchener, ON N2N3E7
MLS® 40870642
$899,900
4 bed4.5 bath4 parking2,518 sqftBuilt 1996
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 45 feet
R2B
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,891.13
Interior
- Basement
- Finished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Basement | — |
| 3pc Bathroom | Basement | — |
| Bedroom | Basement | 9'3'' x 9'5'' |
| Recreation room | Basement | 23'4'' x 21'2'' |
| Storage | Second level | 3'1'' x 6'6'' |
| 3pc Bathroom | Second level | — |
| Bedroom | Second level | 9'3'' x 12'5'' |
| Bedroom | Second level | 9'4'' x 13'6'' |
| 5pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 10'7'' x 19'1'' |
| Eat in kitchen | Main level | 14'4'' x 18'7'' |
| Dining room | Main level | 9'1'' x 18'0'' |
| Living room | Main level | 12'11'' x 17'2'' |
| 2pc Bathroom |
Description
Welcome to this exceptional home with over 2500 sq ft of finished space on a quiet cul-de-sac and backing onto greenspace. This well-maintained home boasts 3+1 bedrooms, 4 bathrooms, a walk-out basement and a two car garage. The extensive land-scaping and exposed aggregate driveway provide excellent curb-appeal. The main floor welcomes you with a thoughtful layout designed for both entertaining and everyday family living. The sun-lit formal living room impresses with a 17-ft vaulted ceiling, gleaming hardwood floors and a gas fireplace. The bright eat-in kitchen with solid wood cupboards, granite countertops and cork flooring offers seamless access to a spacious upper deck featuring a retractable awning and gas BBQ hook-up. A large dining room and tastefully updated powder room complete the main level. Upstairs, the primary bedroom with forest views boasts a generous walk-in closet and luxurious 5-piece ensuite with double sinks and in-floor heat. Two additional large, bright bedrooms offer plenty of space for family or guests, sharing a well-appointed 3-piece main bathroom. Storage is never an issue with a large linen and oversized storage closet. The light-filled finished basement significantly expands your living space. It includes a large rec room with gas fireplace, 3-piece bathroom, storage and a bonus room with a large window which can be used as an office or fourth bedroom. The basement opens directly onto a private stamped-concrete patio. Additional updates and notable features: 200A electrical panel wired for hot tub, furnace (2020), kinetico water softener and reverse osmosis, dishwasher (2026), leaf guards, fiber internet, smart thermostat/smoke & CO2 detectors/doorbell/front & rear cameras, phantom screen on front door, stamped concrete front porch, sink in garage for easy cleanup. Move-in ready, this home blends premium upgrades, functional space, and a highly sought-after parkside location with playground and excellent schools nearby. (id:63159)
Listing Information
- MLS®
- 40870642
- Data last synced
- October 20, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40870642
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$357/sqft
Building average
—
No other active listings in this building
338 - Beechwood Forest/Highland W. average
$459/sqft
8 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (condo fees, tax, utilities, etc.)$616.93
Total monthly cost$5,261.61
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$64,990
Stress test qualifying rate8.19%
Payment you must qualify for$6,473.68
Cash Needed at Closing
Minimum down payment$64,990
Estimated Land Transfer Tax (LTT)$14,473
Legal / closing costs (typical estimate)$1,500
Total cash needed$80,963
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
