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Property Type: TownhouseOwnership: Condominium
4 CHELTENHAM Mews
Kitchener, ON N2H0B2
MLS® 40870937
$399,900
2 bed3.5 bath1 parking1,097 sqftBuilt 2016
Property Details
Property & Lot
- Sub-type
- Row / Townhouse
- Stories
- 3
- Frontage
- 15 feet
R6
Ownership & Fees
- Property type
- Townhouse
- Ownership
- Condominium
- Condo / maintenance fee
- $230/mo
- Annual property tax
- $3,585
Maintenance Fee Includes
Management
Interior
- Basement
- None
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Main level | 12'10'' x 14'3'' |
| 3pc Ensuite bath | Third level | 5'1'' x 7'7'' |
| Primary Bedroom | Third level | 12'0'' x 12'0'' |
| 4pc Bathroom | Third level | 5'0'' x 7'5'' |
| Bedroom | Third level | 9'1'' x 12'0'' |
| 2pc Bathroom | Second level | 5'2'' x 4'7'' |
| Living room | Second level | 10'9'' x 14'3'' |
| Dining room | Second level | 7'2'' x 10'11'' |
| Kitchen | Second level | 9'0'' x 14'3'' |
Description
WELCOME TO 4 CHELTENHAM MEWS – STYLE, COMFORT & LOCATION! This beautifully updated, one-owner townhome in desirable Victoria Commons is move-in ready and sure to impress! FRESHLY PAINTED and CARPET-FREE(except for stairs), this inviting home features a bright entrance with CUSTOM MAPLE BENCH AND COAT RACK, plus CONVENIENT GARAGE ACCESS. The stylish kitchen boasts QUARTZ COUNTERS, stainless steel appliances(fridge, gas stove ,dishwasher) CUSTOM PANTRY AND ISLAND, and walkout to a PRIVATE DECK OVERLOOKING PEACEFUL GREENSPACE AND WALKING TRAIL! Relax in the living room beside the COZY FIREPLACE. Upstairs, discover new LUXURY VINYL PLANK FLOORING, convenient laundry, 2 spacious bedrooms and 2 full bathrooms, including a primary ensuite. A VERSATILE BONUS ROOM behind the garage offers endless possibilities for a home office, gym or additional living space, complete with a 3-piece bathroom rough-in. Enjoy LOW CONDO FEES OF JUST $230/MONTH! FANTASTIC LOCATION near the ION LRT, GO Station, Google, Tannery District, Breithaupt Park, shopping, restaurants and expressway access. MODERN LIVING, GREENSPACE VIEWS & URBAN CONVENIENCE – ALL IN ONE! Book your showing today! (id:63161)
Listing Information
- MLS®
- 40870937
- Data last synced
- October 27, 2026
RE/MAX Twin City Realty Inc.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX Twin City Realty Inc.
MLS® Number: 40870937
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$365/sqft
Building average
—
No other active listings in this building
114 - Uptown Waterloo/North Ward average
$403/sqft
8 active listing(s)
Parking: 1 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (condo fees, tax, utilities, etc.)$583.75
Total monthly cost$2,647.77
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,995
Stress test qualifying rate8.19%
Payment you must qualify for$2,945.68
Cash Needed at Closing
Minimum down payment$19,995
Estimated Land Transfer Tax (LTT)$4,474
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,969
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
