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Property Type: Condo / ApartmentOwnership: Condominium
411 - 5 WELLINGTON STREET S
Kitchener, ON N2G0E3
MLS® X13732912
$289,000
2 bed1 bath0 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
C5&C3
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $513/mo
- Annual property tax
- $2,686
Maintenance Fee Includes
Also included: Common Area Maintenance
Interior
- Basement
- None
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Den | Flat | — |
| Kitchen | Flat | — |
| Living room | Flat | — |
| Bedroom | Flat | — |
| Bathroom | Flat | — |
| Laundry room | Flat | — |
Description
Sophisticated downtown living in the heart of Kitchener. Welcome to this nearly new (approx. 3-year-old) 1-bedroom + den condo, thoughtfully designed for urban professionals, students, or small families. The open-concept layout maximizes space and natural light, featuring a spacious den ideal for a home office, nursery, or guest area, a well-sized bedroom, and a bright living space flowing seamlessly into the modern kitchen. Enjoy the convenience of in-suite laundry. Residents have access to exceptional amenities including an outdoor pool, BBQ area, fully equipped fitness centre, resident lounge, and more. Ideally located just minutes from corporate offices, hospitals, top dining, shopping, entertainment, and public transit. A fantastic opportunity to own in prime downtown Kitchener (id:63161)
Listing Information
- MLS®
- X13732912
- Data last synced
- October 21, 2026
CMI REAL ESTATE INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: CMI REAL ESTATE INC.
MLS® Number: X13732912
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: Not indicatedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($14,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$231,200.00
Periodic payment — Principal & Interest (monthly)$1,491.62
Additional monthly expenses (condo fees, tax, utilities, etc.)$736.83
Total monthly cost$2,228.46
Interest paid over 5-yr term$66,262.58
Balance at end of term$207,965.15
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$14,450
Stress test qualifying rate8.19%
Payment you must qualify for$2,128.79
Cash Needed at Closing
Minimum down payment$14,450
Estimated Land Transfer Tax (LTT)$2,810
Legal / closing costs (typical estimate)$1,500
Total cash needed$18,760
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
