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Property Type: Detached HouseOwnership: Freehold
43 RIVERTRAIL Avenue
Kitchener, ON N2A0H8
MLS® 40870885
$849,990
3 bed4.5 bath4 parking2,099 sqftBuilt 2015
Property Details
Property & Lot
- Sub-type
- House
- Style
- Contemporary
- Stories
- 2
- Frontage
- 25 feet
RES-4
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,088
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Basement | — |
| Bedroom | Second level | 10'9'' x 14'2'' |
| Bedroom | Second level | 10'11'' x 14'2'' |
| 4pc Bathroom | Second level | — |
| Primary Bedroom | Second level | 12'11'' x 19'10'' |
| 3pc Bathroom | Second level | — |
| Family room | Second level | 18'2'' x 16'10'' |
| Living room | Main level | 23'0'' x 13'3'' |
| Dining room | Main level | 10'3'' x 9'6'' |
| Kitchen | Main level | 12'9'' x 13'1'' |
| 2pc Bathroom | Main level | — |
Description
A PLACE TO GATHER, A YARD TO UNWIND. From coffee around the kitchen island to evenings beneath the backyard pergola, 43 Rivertrail Avenue brings together generous living spaces, thoughtful finishes, and a garden retreat that’s hard to leave. With over 2,050sqft., 3 bedrooms and 3.5 bathrooms, this Kitchener home pairs comfortable gathering with a beautifully landscaped outdoor retreat. The open-concept main floor keeps conversation flowing between the kitchen, dining area and living room, whether you’re preparing dinner or hosting friends. White cabinetry, stainless steel appliances, a gas stove and a large island with seating make the kitchen a natural place to gather. Upstairs, a spacious family room creates a second place to unwind, enjoy movie nights or settle in with a good book. 3 bedrooms include a primary retreat with a walk-in closet and private ensuite featuring a double vanity. Hydronic hot-water radiant floor heating, complemented by a traditional forced-air furnace, adds comfort through the colder months. Outside, thoughtful landscaping, layered greenery and pergola-covered deck seating create an inviting backdrop for summer dinners and quiet afternoons, with a hot tub ready for a relaxing end to the day. The unfinished basement offers ample potential to design additional living space around your needs, with a finished 3-pc bathroom already in place. A double garage completes the home, while convenient access to Highway 401 and the local airport keeps travel within easy reach. Close to parks, trails and Chicopee Hills, this is a home where there’s just as much to enjoy beyond your front door as there is within. (id:63161)
Listing Information
- MLS®
- 40870885
- Data last synced
- October 22, 2026
RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY
MLS® Number: 40870885
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$405/sqft
Building average
—
No other active listings in this building
232 - Idlewood/Lackner Woods average
$395/sqft
22 active listing(s)
Parking: 4 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($59,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$679,992.00
Periodic payment — Principal & Interest (monthly)$4,387.08
Additional monthly expenses (condo fees, tax, utilities, etc.)$612.33
Total monthly cost$4,999.41
Interest paid over 5-yr term$194,887.66
Balance at end of term$611,655.00
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$59,999
Stress test qualifying rate8.19%
Payment you must qualify for$6,125.39
Cash Needed at Closing
Minimum down payment$59,999
Estimated Land Transfer Tax (LTT)$13,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,974
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
