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Property Type: Detached HouseOwnership: FreeholdNEW LISTING
465 KARN Street
Kitchener, ON N2M2C4
MLS® 40873924
73
Walk Score
50
Transit
60
Bike
$399,000
1 bed2 bath8 parking829 sqft
73
Walk Score
50
Transit
60
Bike
Property Details
Property & Lot
- Sub-type
- House
- Style
- Bungalow
- Stories
- 1
- Frontage
- 62 feet
R2A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,290.03
Interior
- Basement
- Finished, Partial
- Heating
- Baseboard heaters, Electric
- Cooling / A/C
- Window air conditioner
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 4pc Bathroom | Basement | 4'11'' x 8'5'' |
| Bonus Room | Basement | 8'6'' x 6'6'' |
| Recreation room | Basement | 16'11'' x 14'3'' |
| 3pc Bathroom | Main level | 5'11'' x 3'4'' |
| Primary Bedroom | Main level | 9'4'' x 13'2'' |
| Dining room | Main level | 9'9'' x 15'6'' |
| Kitchen | Main level | 4'9'' x 10'0'' |
| Family room | Main level | 12'10'' x 17'6'' |
Description
Welcome to 465 Karn Street in Kitchener. This charming ranch-themed bungalow sits back from the road and offers the perfect blend of cottage living and city convenience. With parking for up to eight cars, the main level features one bedroom plus den, a 3-piece bath, a spacious family room with a cozy gas fireplace, a galley kitchen, and a separate dining area overlooking the expansive front yard. The finished basement offers a rec room (or potentially a second bedroom) with a second gas fireplace, a 4-piece bath, a laundry area, and a bonus space that can serve as a home office or craft room. Outside, you'll appreciate the covered front porch and beautifully manicured front yard, plus a private backyard oasis with two separate patio areas, multiple storage sheds, and a bunkie/playhouse. This property is a true gem for anyone looking for a private retreat in the city! (id:63161)
Listing Information
- MLS®
- 40873924
- Data last synced
- October 27, 2026
Royal LePage Wolle Realty
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Royal LePage Wolle Realty
MLS® Number: 40873924
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$481/sqft
Building average
—
No other active listings in this building
323 - Victoria Hills average
$430/sqft
13 active listing(s)
Parking: 8 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
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Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (condo fees, tax, utilities, etc.)$315.17
Total monthly cost$2,374.54
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$19,950
Stress test qualifying rate8.19%
Payment you must qualify for$2,939.06
Cash Needed at Closing
Minimum down payment$19,950
Estimated Land Transfer Tax (LTT)$4,460
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,910
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.