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Property Type: Condo / ApartmentOwnership: Condominium
506 - 3227 KING STREET E
Kitchener, ON N2A3Z9
MLS® X12704202
$349,900
2 bed2 bath1 parking
Amenities
Also listed: Storage - Locker
Property Details
Property & Lot
- Sub-type
- Apartment
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $884/mo
- Annual property tax
- $2,193.36 (2026)
Maintenance Fee Includes
Also included: Common Area Maintenance, Insurance, Parking
Interior
- Basement
- None
- Heating
- Electric, Other, Other
- Cooling / A/C
- Central air conditioning
Description
Welcome to effortless condo living in The Regency! Recently beautifully renovated 2 bedroom 2 full bath unit is the perfect home for first time home buyer or someone looking to downsize. Bright open concept Living Room & Dining Room, large Primary Bedroom with walk-in closet and 3 piece Ensuite, good sized 2nd Bedroom, 4 piece Bathroom, Storage Room. 2025 renovations include: ensuite Bath with glass shower & massage panel, 54" vanity with new sink & faucet, new toilet and LED lights, porcelain floor & shower tiles. The 2nd bathroom with new tap, 30" vanity with faucet, new dual flush toilet, LED lights, porcelain tile floor and tub surround. All new Stainless Steel kitchen appliances, soft close cabinet doors and ceiling fan. New stackable washer/dryer. New click waterproof vinyl planks in Living/Dining/2 Bedrooms and storage. New custom window vertical blinds by Levelor in Living Room. Cordless soft lift blinds in both bedrooms from Blinds To Go. Close to Chicopee Ski Hill, walking trails, Fairview Park Mall, grocery stores, Costco, restaurants, easy access to Highway 8 & 401. (id:63161)
Listing Information
- MLS®
- X12704202
- Tax assessment year
- 2026
- Data last synced
- October 29, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X12704202
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
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No other active listings in this building
Kitchener average
$454/sqft
380 active listing(s)
Parking: 1 stall(s) includedStorage locker: Included
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($17,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$279,920.00
Periodic payment — Principal & Interest (monthly)$1,805.95
Additional monthly expenses (condo fees, tax, utilities, etc.)$1,066.78
Total monthly cost$2,872.73
Interest paid over 5-yr term$80,225.88
Balance at end of term$251,788.95
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$17,495
Stress test qualifying rate8.19%
Payment you must qualify for$2,577.38
Cash Needed at Closing
Minimum down payment$17,495
Estimated Land Transfer Tax (LTT)$3,724
Legal / closing costs (typical estimate)$1,500
Total cash needed$22,719
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
