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Property Type: Detached HouseOwnership: Freehold
51 CAYLEY COURT
Kitchener, ON N2G4N8
MLS® X14103452
38
Walk Score
59
Transit
60
Bike
$850,000
5 bed4.5 bath6 parking
38
Walk Score
59
Transit
60
Bike
Amenities
Also listed: Fireplace(s)
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 48.5 x 151.9 FT
- Frontage
- 48.6 feet
R2A
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $6,411 (2026)
Interior
- Basement
- Finished, Apartment in basement, N/A, N/A
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Foyer | Main level | — |
| Bedroom 4 | Third level | — |
| Recreational, Games room | Lower level | — |
| Dining room | Lower level | — |
| Kitchen | Lower level | — |
| Bedroom 5 | Basement | — |
| Cold room | Basement | — |
| Utility room | Basement | — |
| Living room | Main level | — |
| Laundry room | Main level | — |
| Dining room | Second level | — |
| Kitchen | Second level | — |
| Eating area | Second level | — |
| Family room | Second level | — |
Description
SPACE, STYLE & AN EXCEPTIONAL ROCKWAY LOCATION! Welcome to 51 Cayley Court, a 5-level backsplit offering over 3600 square feet of finished living space, an oversized, mature lot and a quiet court setting. Perfect for growing or extended families, this impressive home offers 4+1 bedrooms and 4 bathrooms, a bright formal living room, main floor laundry room, a separate dining room that overlooks the living room, spacious kitchen with dinette, and an inviting family room with gas fireplace and walkout to the deck and backyard. The primary bedroom is a retreat with decorative accent wall and beautifully updated ensuite. The versatile lower level offers excellent in-law opportunity with second kitchen, recreation room with gas fireplace, bedroom, full bath, and second laundry room. Hardwood and ceramic tile flooring, California shutters, durable metal roof, updated furnace (2022), and water softener are features you'll appreciate. Enjoy a fully fenced backyard with mature trees, deck, shed, and play centre for the kids. The double garage and double driveway offer parking for 6 vehicles. Steps to Rockway Golf Course and AR Kaufman YMCA, quick access to Rockway Gardens, LRT, and expressway access. ROOM FOR EVERYONE, INSIDE AND OUT! (id:63161)
Listing Information
- MLS®
- X14103452
- Tax assessment year
- 2026
- Data last synced
- October 26, 2026
RE/MAX TWIN CITY REALTY INC.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX TWIN CITY REALTY INC.
MLS® Number: X14103452
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 6 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$680,000.00
Periodic payment — Principal & Interest (monthly)$4,387.13
Additional monthly expenses (condo fees, tax, utilities, etc.)$534.25
Total monthly cost$4,921.38
Interest paid over 5-yr term$194,889.95
Balance at end of term$611,662.20
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$60,000
Stress test qualifying rate8.19%
Payment you must qualify for$6,125.46
Cash Needed at Closing
Minimum down payment$60,000
Estimated Land Transfer Tax (LTT)$13,475
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,975
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
