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Property Type: Detached HouseOwnership: Freehold
59 IRVIN STREET
Kitchener, ON N2H1K7
MLS® X13310600
$579,000
5 bed3 bath3 parking
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2.5
- Lot size
- 39.7 x 99.7 FT
- Frontage
- 39.8 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,016 (2025)
Interior
- Basement
- Unfinished, Separate entrance, N/A, N/A
- Heating
- Other
- Cooling / A/C
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Living room | Main level | — |
| Bathroom | Second level | — |
| Den | Third level | — |
| Bedroom 5 | Third level | — |
| Utility room | Basement | — |
| Other | Basement | — |
| Other | Basement | — |
| Other | Basement | — |
| Kitchen | Main level | — |
| Eating area | Main level | — |
| Dining room | Main level | — |
| Bathroom | Main level | — |
| Primary Bedroom | Second level | — |
| Sunroom | Second level | — |
Description
Discover the potential of this spacious 2-storey home located in Kitchener's East Ward neighbourhood. Offering generous living space across three levels, this property features 5 Bedrooms, 3 full Bathrooms, multiple living areas, a large covered front porch, and an unfinished basement with a separate entrance. With its spacious layout and flexible floor plan, this home presents an excellent opportunity for buyers looking to renovate, restore, or personalize a property to suit their needs. Whether you're an investor, contractor, or homeowner with a vision, there is significant potential to add value and create something special. Conveniently located near parks, schools, public transit, downtown Kitchener, Centre In The Square, the Kitchener Public Library, and a variety of everyday amenities. Commuters will appreciate the easy access to major transportation routes. A unique opportunity to own a substantial home in an established Kitchener neighbourhood, offering space, versatility, and plenty of potential. Book your viewing today! - Some photos have been virtually staged (id:63159)
Listing Information
- MLS®
- X13310600
- Tax assessment year
- 2025
- Data last synced
- September 15, 2026
RE/MAX ICON REALTY
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: RE/MAX ICON REALTY
MLS® Number: X13310600
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Toronto Regional Real Estate Board.
Values & Trends
This listing
—
Building average
—
No other active listings in this building
Kitchener average
$400/sqft
504 active listing(s)
Parking: 3 stall(s) includedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Kitchener-Waterloo
4°C
Mist
Humidity 97%
Wind N 4 km/h
Tonight
6°
Thursday
19°
Thursday night
6°
Friday
12°
Friday night
-2°
Saturday
14°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.7% ($32,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$463,200.00
Periodic payment — Principal & Interest (monthly)$2,988.41
Additional monthly expenses (condo fees, tax, utilities, etc.)$334.67
Total monthly cost$3,323.08
Interest paid over 5-yr term$132,754.45
Balance at end of term$416,649.90
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$32,900
Stress test qualifying rate8.19%
Payment you must qualify for$4,234.32
Cash Needed at Closing
Minimum down payment$32,900
Estimated Land Transfer Tax (LTT)$8,055
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,455
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
