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Property Type: Condo / ApartmentOwnership: Condominium
60 FREDERICK Street Unit# 704
Kitchener, ON N2H0C7
MLS® 40863663
$225,000
1 bed1 bath504 sqftBuilt 2022
Amenities
Gym
Also listed: Party Room
Property Details
Property & Lot
- Sub-type
- Apartment
- Style
- Other
- Stories
- 6
D-4
Ownership & Fees
- Property type
- Condo / Apartment
- Ownership
- Condominium
- Condo / maintenance fee
- $416/mo
- Annual property tax
- $2,994.78
Interior
- Basement
- None
- Heating
- Forced air
- Cooling / A/C
- Central air conditioning
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Bathroom | Main level | 4'' x 9'8'' |
| Primary Bedroom | Main level | 9'6'' x 12'3'' |
| Living room | Main level | 8'9'' x 9'5'' |
| Kitchen/Dining room | Main level | 10'0'' x 12'10'' |
Description
Experience modern urban living in the heart of Downtown Kitchener. This bright and stylish 1-bedroom, 1-bathroom suite offers an open-concept layout with floor-to-ceiling windows, contemporary finishes, stainless steel appliances, in-suite laundry, and a private balcony with city views. Enjoy an impressive collection of building amenities including concierge service, secure entry, rooftop terrace, party room, yoga studio, fitness centre, and smart home features. Ideally located just steps from the ION LRT, GRT transit, Conestoga College, restaurants, shops, and everything Downtown Kitchener has to offer, with convenient access to the GO Station, University of Waterloo, and Wilfrid Laurier University. Perfect for first-time buyers, professionals, students, or investors looking for a low-maintenance lifestyle in a vibrant and growing urban community. (id:63161)
Listing Information
- MLS®
- 40863663
- Data last synced
- October 22, 2026
Real Broker Ontario Ltd.
Data source: CREA DDF.
CREA DDF® ListingListing Brokerage: Real Broker Ontario Ltd.
MLS® Number: 40863663
Listing data is sourced from CREA DDF®, the Canadian Real Estate Association (CREA) Data Distribution Facility. Listing information is deemed reliable but is not guaranteed accurate by CREA or the listing brokerage. Data provided courtesy of Cornerstone Association of REALTORS®.
Values & Trends
This listing
$446/sqft
Building average
—
No other active listings in this building
212 - Downtown Kitchener/East Ward average
$473/sqft
68 active listing(s)
Parking: Not indicatedStorage locker: Not indicated
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Cambridge
3°C
Fog
Humidity 98%
Wind NE calm km/h
Today
20°
Tonight
5°
Friday
12°
Friday night
-2°
Saturday
14°
Saturday night
3°
Source: Environment and Climate Change Canada.
Population
256,885
(2021 Census)
+10.1% since 2016
Similar Listings Nearby
Similar active properties nearby based on property type, price, and size.
Mortgage & Ownership Cost Calculator
Minimum required: 5.0% ($11,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Net mortgage (loan + CMHC insurance)$180,000.00
Periodic payment — Principal & Interest (monthly)$1,161.30
Additional monthly expenses (condo fees, tax, utilities, etc.)$690.23
Total monthly cost$1,851.52
Interest paid over 5-yr term$51,588.52
Balance at end of term$161,910.58
Rates based on Bank of Canada benchmark data.
Financial Summary
Minimum down payment$11,250
Stress test qualifying rate8.19%
Payment you must qualify for$1,657.36
Cash Needed at Closing
Minimum down payment$11,250
Estimated Land Transfer Tax (LTT)$1,975
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,725
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Land Transfer Tax is the Ontario provincial schedule, before any first-time buyer refund; only the City of Toronto charges a municipal land transfer tax on top, so none applies in the areas this site covers (Ontario Ministry of Finance, ontario.ca/document/land-transfer-tax, as of October 28, 2026). Verify all figures with a mortgage broker and lawyer before relying on them.
